How to activate my first premier credit card?

A step-by-step guide on how to activate your first premier credit card – including activation phone number and website.

Having a credit card is a great way to build credit, make purchases and earn rewards. If you recently applied for and received a First Premier credit card, you may be wondering how to go about activating it.

Fortunately, there are a few different ways that you can activate your new card.

How to activate my first premier credit card
How to activate my first premier credit card

First Create an Online Account

A First Premier Bank Credit Card account login is easy to create and use. If you don’t have an online account, simply go to the homepage and click on the “Enroll” tab. You will need to enter your social security number and account number. Create a username and password with 8-12 characters.

Accept the terms of use of the website then request a passcode. Entering the passcode, re-entering your chosen password, choosing between public or private computer, then clicking “Continue” should give you access to your account.

Using your account is just as easy–on the homepage enter your username/password then click “Sign In”. With a First Premier Bank Credit Card account login, managing your credit card has never been easier.

Here are two ways to activate your card:

Option 1: Activate First Premier Card Online

After you have applied and been approved for the First Premier Credit Card, you will need to register and activate the card before you can use it. The process is simple and only takes a few minutes.

To register and activate the card online, go to and log into the account you have just created. You will need to enter information such as your social security number and credit card account number.

Look for the “Continue” tab and click on it which should take you to a new page where you will be required to create another Nickname and Password including a routing number, home address, etc.

With these steps, you will have your card registered and activated in no time so that all that remains is for you to use your card to make payments by checking the account balance, paying bills, or creating online statements via your online account.

Option 2: Activate First Premier Card by Phone

If you would prefer to activate your card over the phone or if you encounter any issues while trying to activate your card online, you can call customer service at 1-800-987-5521. A customer service representative will be able to help you activate your card quickly and easily.

How do I know if my First Premier credit card is active?

If you’re unsure whether your credit card is active, the best way to check is by trying to make a purchase. If the transaction is approved, then your card is active and ready to use. You can also check the status of your credit card by logging into your online account or by calling customer service at 1-800-987-5521.

Can I use my First Premier card instantly?

Opening a First Premier credit card account comes with a few caveats, but once the account is open, you can start using your card right away.

First, you’ll need to pay a processing fee before your account can be opened. Once the fee is paid, your account will be opened and you’ll receive your card in the mail within 10 business days.

Once you have your card, you can start using it immediately. Keep in mind that there may be a limit on how much you can spend during your first few months of card ownership, but after that, you’ll be able to use your card just like any other credit card.

So if you’re looking for a way to start building credit or simply want a backup form of payment, a First Premier credit card could be a good option for you.


No matter which activation method you choose, activating your First Premier credit card is a quick and easy process. Once your card is activated, you can begin using it right away to make purchases, earn rewards and build credit. If you have any issues along the way, don’t hesitate to contact customer service for assistance.

About Author

Dhiraj Jha
Dhiraj Jha
As a personal finance and credit cards expert, I provide valuable insights and advice on budgeting, saving, investing, and debt management. I am also an expert on credit card rewards programs and help readers make informed decisions about which cards are right for them. My goal is to help people improve their financial literacy and make better financial choices.