About Me

Dhiraj Profile Images

You’re absolutely at the right spot if any of these questions have been swirling in your head.

  • How can I choose the best credit card that suits my lifestyle and spending habits?
  • What are the top credit cards for 2023, and how do they compare?
  • Which credit cards offer the highest rewards or cash-back options?
  • How can I understand and navigate the various credit card offers available?
  • What should I look for in credit card reviews to ensure I’m making an informed decision?
  • How do I assess the value of a credit card beyond its annual fee?
  • What strategies can I use to maximize the benefits of my credit card?
  • Can you provide an analysis of travel, cash-back, and balance transfer credit cards?
  • How do I determine the right credit card for my financial goals and lifestyle?

Meet the Founder – Dhiraj Jha

Dhiraj Jha, an accomplished financial expert with a major in personal finance, founded My Credit Card Club in 2020 amidst an economic downturn.

Dhiraj has a passion for helping people use their resources wisely and enjoys the art of acquiring and reviewing credit cards for reward points and cash back.

Education & Experience

  • Education: Graduate From ICAI AND DU.
  • Awards: Best Writer AT TT
  • Previous experience: Editor at MCC, Freelance writer, editor, and project manager.
Dhiraj Jha- Founder of MyCreditcardclub.com and Moneyniti.com

What We Do – Making Credit Card Usage Transparent

My Credit Card Club is committed to providing accurate, transparent, and consistent credit card information for an enhanced banking experience. We believe that knowledge is power, and we aim to empower our users with the most up-to-date and trustworthy credit card information available.

Our Mission – Helping You Navigate Your Finances

Our Mission – Helping You Navigate Your Finances

Our goal is to assist you in dealing with your current financial situation and identifying areas for improvement. We understand that managing finances can be complex, but with the right guidance and tools, it can become a lot easier. That’s where we come in.

Why Choose Us – Unbiased Reviews and Tips

At My Credit Card Club, we offer unbiased reviews and tips on credit cards to maximize your benefits. We’re not affiliated with any banks or credit card companies, so you can trust that our advice is impartial and tailored to your needs.

Our Content – Highly Researched and Educational

We take pride in providing highly researched and educational content. Our articles are written in a friendly, conversational tone, making finance easy to understand.

We’re not just about providing information; we’re about building lifelong relationships. We aim to guide you along your financial path, providing support and advice every step of the way.

Join Us Today – Achieve Your Financial Goals

Everything on My Credit Card Club is free, and Dhiraj Jha is personally available to help you achieve your financial goals. Ready to start your journey towards financial literacy and freedom? Join us today