Say ‘aloha’ to potential travel rewards with the Hawaiian Airlines World Elite Mastercard.In this in-depth review, we explore how this card’s perks and features could take your travel experience to new heights.
From earning miles to saving on companion tickets, let’s unearth all the hidden treasures this card offers.

Overview of the Hawaiian Airlines World Elite Mastercard?
The Hawaiian Airlines World Elite Mastercard might be the perfect travel partner for you.
This card is packed with benefits and rewards that could potentially save you money and enhance your travel experience. Below are the main features of this card:
| Card Feature | Description |
|---|---|
| Sign-Up Bonus | Earn 70,000 bonus HawaiianMiles after spending $2,000 on purchases within the first 90 days. |
| Rewards Rate | Earn 3x miles on eligible Hawaiian Airlines purchases, 2x miles on gas, dining, and grocery store purchases, and 1x miles on all other purchases. |
| Annual Fee | $99 |
| APR | Variable based on creditworthiness – 21.24%, 25.24%, or 29.99% for purchases and balance transfers; 29.99% for cash advances. |
| Free Checked Bags | Two free checked bags for the primary card member when purchasing eligible tickets directly from Hawaiian Airlines. |
| Companion Discount | One-time 50%-off companion discount for roundtrip travel between Hawaii and North America on Hawaiian Airlines. Plus, a $100 companion discount annually after each account anniversary. |
| Foreign Transaction Fee | None |
| Other Perks | Share Miles feature allows you to send and receive HawaiianMiles from family and friends without a fee. HawaiianMiles never expire. |
card offers a unique combination of travel incentivescompanion discounts, and miles on everyday purchases, the card offers a unique combination of travel incentives. In addition to that, it doesn’t charge foreign transaction fees, so it’s perfect for international trips, too.
Pros and Cons of the Hawaiian Airlines World Elite Mastercard
The Hawaiian Airlines World Elite Mastercard, issued by Barclays, offers a number of unique advantages for frequent flyers to Hawaii. However, it also has some drawbacks that potential cardholders should consider. Here’s a quick look at the pros and cons of this credit card:
| Pros | Cons |
|---|---|
| ✅ Generous sign-up bonus of 70,000 HawaiianMiles after spending $2,000 within the first 90 days. | ❌ $99 annual fee. |
| ✅ Earn 3x miles on eligible Hawaiian Airlines purchases, 2x miles on gas, dining, and eligible grocery store purchases, and 1x miles on all other purchases. | ❌ Variable APR rates from 21.24% to 29.99% based on your creditworthiness, which can be high if you carry a balance. |
| ✅ No foreign transaction fees, making it ideal for international travelers. | ❌ Limited direct routes from the mainland U.S. to Hawaii, meaning you may need to rely on partner airlines. |
| ✅ Unique benefits like a one-time 50% off companion discount and an annual $100 companion discount. | ❌ Only the primary cardholder gets two free checked bags. Companions have to pay for their checked bags. |
| ✅ HawaiianMiles never expire. | ❌ No pre-approval process, meaning you can’t check your likelihood of approval without a hard inquiry on your credit report. |
| ✅ Contactless payment feature for quick, easy, and secure transactions. | ❌ You must have good to excellent credit to qualify. |
Ease of Account Access
With the Hawaiian Airlines credit card login system, managing your account is easy and convenient.You can check your balance, make payments, view your rewards balance, and redeem your miles, all with just a few clicks. This ease of access makes it simple to stay on top of your account and get the most out of your card.
Sign-Up Bonus and Earning Potential
The Hawaiian Airlines World Elite Mastercard kicks off your journey with a substantial sign-up bonus of 70,000 Hawaiian miles. You can earn this bonus after spending $2,000 on purchases within the first 90 days of opening your account. This is an attractive incentive for those planning a trip to Hawaii as it could potentially cover a round-trip ticket from the mainland.
The earning potential of this card is well-rounded, offering rewards in everyday categories, not just Hawaiian Airlines purchases.
Here’s how it breaks down:
| Purchase Category | Miles Earned |
|---|---|
| Eligible Hawaiian Airlines Purchases | 3x miles |
| Gas, Dining, and Eligible Grocery Store Purchases | 2x miles |
| All Other Purchases | 1x miles |
This earning structure allows you to accumulate miles faster, even on non-travel-related expenses. It’s not just about flying; it’s about earning rewards on your everyday spending too.
Additional Benefits
Below are some more of the great benefits that come with this card:
Travel Benefits
The Hawaiian Airlines World Elite Mastercard offers a host of benefits that enhance your travel experience, including:
Benefit
Description
Free Checked Bags
As a primary card member, you get two free checked bags when you use your card to purchase eligible tickets directly from Hawaiian Airlines.
This could save you up to $140 per round trip.
Companion Discounts
You receive a one-time 50% companion discount for round-trip travel between Hawaii and North America on Hawaiian Airlines in the first 13 months of card membership.
After your first account anniversary, you also get a $100 discount on a companion ticket each year.
No Foreign Transaction Fees
The card does not charge additional transaction fees on international purchases, making it a great choice for globetrotters.
Share Miles
One standout feature of the Hawaiian Airlines World Elite Mastercard is the ‘Share Miles’ option. This unique benefit allows you to send and receive HawaiianMiles from family and friends through HawaiianAirlines.com, all without any fees.
This can be especially beneficial in a variety of scenarios. For example, if you’re planning a family trip to Hawaii and are a few miles short of an extra ticket, a family member could transfer their extra Hawaiian miles to you.
Similarly, if a friend is close to having enough miles for a dream vacation but needs a little boost, you could share some of your miles with them.
Redeeming Miles
The Hawaiian Airlines World Elite Mastercard doesn’t just allow you to earn miles quickly; it also provides a great deal of flexibility when it comes to redeeming your miles.

Whether you’re planning a flight, booking a hotel, or renting a car, this card has got you covered.
1. Flight Redemptions
Of course, the most straightforward way to use your HawaiianMiles is to redeem them for flights. With the vast network of Hawaiian Airlines, you can utilize your miles for trips not just to Hawaii, but to various destinations around the world.
2. Hotel Stays
Your HawaiianMiles aren’t just limited to air travel. You can also redeem them for stays at over 300,000 hotels worldwide.

This means that wherever your travels take you, you can likely find a comfortable place to stay using your miles.
3. Car Rentals
Need a ride once you reach your destination? No problem! You can exchange your HawaiianMiles for gift cards to Avis and Budget car rentals. This can save you the trouble of arranging transportation and allow you to explore your destination at your own pace.
| Redemption Options | Description |
|---|---|
| Flight Redemptions | Use your HawaiianMiles to book flights on Hawaiian Airlines and its partner airlines. |
| Hotel Stays | Redeem your miles for stays at over 300,000 hotels worldwide. |
| Car Rentals | Exchange your miles for gift cards to Avis and Budget car rentals. |
You can manage all these redemption options with ease through the Hawaiian Miles Mastercard login.
This online portal allows you to access your miles balance, view potential redemption options, and make redemptions at any time from anywhere.
Annual Fee and Interest Rates
The Hawaiian Airlines World Elite Mastercard, while packed with numerous benefits and perks for frequent travelers to Hawaii, does come with an annual fee of $99. This fee is fairly standard among travel rewards cards offering this level of benefits. In terms of interest rates, the card has a variable APR that can range from 21.24% to 29.99%, depending on your creditworthiness.
This rate applies to both purchases and balance transfers. Cash advances come with a higher variable APR of 29.99%.
| Fee/Interest | Rate |
|---|---|
| Annual Fee | $99 |
| APR for Purchases and Balance Transfers | 21.24%, 25.24%, or 29.99% (Variable based on creditworthiness) |
| APR for Cash Advances | 29.99% (Variable) |
Partnerships
One of the key advantages of the Hawaiian Airlines World Elite Mastercard is the added travel flexibility it offers through its partnerships. This is especially valuable if you’re looking to maximize your HawaiianMiles and expand your travel opportunities.
1. Partnership with JetBlue
Notably, Hawaiian Airlines has a partnership with JetBlue, extending the reach of your HawaiianMiles beyond the Aloha State.
While Hawaiian Airlines offers nonstop service from Hawaii to only a few cities on the mainland U.S., the partnership with JetBlue opens up access to many more cities across the country, albeit with layovers.

Under this partnership, you can earn HawaiianMiles on JetBlue flights and vice versa. You can also redeem points from one award program for flights on the other airline.
However, you cannot earn both HawaiianMiles and TrueBlue points on the same flight – you’ll have to choose one or the other.
2. Hawaiian Airlines Credit Card Partners
Along with JetBlue, Hawaiian Airlines has partnered with various companies to expand your opportunities for earning and using miles. For example, you can earn extra miles by shopping through the HawaiianMiles Marketplace.
Redeeming your HawaiianMiles is also possible with partner companies, including hotel stays worldwide, car rentals with Avis and Budget, and select gift cards. These partnerships enhance the versatility and value of your HawaiianMiles, whether you’re traveling to Hawaii or elsewhere.
Application and Approval
Applying for the Hawaiian Airlines World Elite Mastercard is a straightforward process, but it’s beneficial to understand the approval odds and status updates.
1. Application Process
The application for the Hawaiian Airlines World Elite Mastercard is available online, making it convenient to apply from anywhere at any time.

You’ll need to provide standard information such as your full name, address, contact information, Social Security number, date of birth, employment details, and total annual income.
Approval isn’t guaranteed. Barclays, the card issuer, will review your credit history, income, and other factors to determine your eligibility. The better your credit score and financial standing, the higher your chances of approval.
2. Approval Odds
Generally, applicants with good to excellent credit (670 and above) have the best odds of being approved for the Hawaiian Airlines World Elite Mastercard. However, other factors like your income, existing debt, and history with Barclays may also impact your approval chances. If you have a lower credit score but a high income and minimal debt, you may still qualify.
3. Pre-Approval Process
Currently, Barclays does not offer a pre-approval process for the Hawaiian Airlines World Elite Mastercard.
This means you can’t check if you’re likely to be approved without completing a full application and undergoing a hard credit inquiry, which could slightly lower your credit score.
4. Application Status
After submitting your application, you should receive an immediate decision. If further review is needed, it may take a few days to get a response.
You can check your Hawaiian Airlines credit card application status by contacting Barclays customer service.
Conclusion
The Hawaiian Airlines World Elite Mastercard is a compelling option for frequent travelers to and from Hawaii, especially those who often travel with a companion.
This card offers unique benefits like a one-time 50% off companion discount and an annual $100 companion discount, making it a valuable choice for those traveling to or from the Aloha State with others.
Key features include:
- A generous sign-up bonus of 70,000 HawaiianMiles after spending $2,000 on purchases within the first 90 days.
- Earn 3x miles on eligible Hawaiian Airlines purchases, 2x miles on gas, dining, and eligible grocery store purchases, and 1x miles on all other purchases.
- Two free checked bags for the primary card member when purchasing eligible tickets directly from Hawaiian Airlines.
- No foreign transaction fees and no expiration on HawaiianMiles.
However, it’s important to consider factors like the $99 annual fee and the variable APR rates, which range from 21.24% to 29.99%, depending on your creditworthiness.
Also, while the card offers robust rewards, it’s best suited for those with good to excellent credit scores.