Yes Bank WellnessThemed Credit Card Review

By | July 25, 2021

Yes Bank has launched “YES BANK Wellness” and “YES BANK Wellness Plus” Co-branded Credit Cards in association with Aditya Birla Wellness Private Limited. This card promise to be a Unique credit card for credit card customer in terms of rewards and health benefits. Here is a detailed review of this credit card.

Yes Bank is one of the best credit card issuer in India and Aditya Birla Wellness Private Limited is subsidiary of Aditya Birla Group.

There are two variants of this Yes Bank and Aditya Birla Co-branded credit card: YES BANK Wellness and YES BANK Wellness Plus, the entry and premium variant. Here’s everything you need to know about this card.

YES BANK Wellness (Entry Level)

YES BANK Wellness Credit Card
YES BANK Wellness Credit Card

Joining Fees and Annual Fees

  • Joining Fees : Rs.1,999+GST
  • Annual Fees : Rs.1999+GST

Benefits

  • Pharmacy spends 20 Reward Points on every Rs.200 spends.
  • Other Spends: 4 Reward Points on every Rs.200 spends
  • 500 Reward Points on each YES PayNow registration
  • 10 Reward Points :1 InterMile / 1 Club Vistara Point)

Features

  • Complimentary annual preventive health check-up (25 parameters)
  • 6 complimentary fitness session per month: options like Gym, Yoga, and Zumba
  • Unlimited Doctor consultations on call
  • Free online consultations across medical specialties
  • Diet Plans according to your goals

Insurance

  • Credit Shield is the cover in case of accidental death .

YES BANK Wellness PLUS (Premium)

YES BANK Wellness PLUS Credit Card
YES BANK Wellness PLUS Credit Card

Joining Fees and Annual Fees

  • Joining Fees: Rs.2,999+GST
  • Annual Fees: Rs.2999+GST

Benefits

  • Pharmacy spends 30 Reward Points on every Rs.200 spends.
  • Other Spends: 6 Reward Points on every Rs.200 spends
  • 1000 Reward Points on each YES PayNow registration
  • 10 Reward Points :1 InterMile / 1 Club Vistara Point)

Features

  • Complimentary annual preventive health check-up (31 parameters)
  • 12 complimentary fitness sessions per month: options like Gym, Yoga, and Zumba.
  • Unlimited Doctor consultations on call
  • Diet Plans according to your goals
  • Free online consultations across medical specialties
  • A free Fitness Assessment 
  • Domestic airport lounge access (2 visits per quarter)
  • Contactless payments

Airport Lounge access

  • 8 Domestic airport lounge access (2 visits per quarter)

Benefits of Aditya Birla Multiply App

  • Complimentary Gym, Yoga, and Zumba sessions at partner centers
  • Access to virtual workout sessions (home-based)
  • Unlimited Doctor consultations on call
  • Diet Plans according to your goals
  • Counseling for Mental Wellbeing
  • Complimentary Annual Preventive Health check-up at partner labs
  • Complimentary eye and dental check-up
  • Discounts at partner Pharmacy stores and diagnostic labs
  • Free online consultations across medical specialties

Insurance

  • Life Insurance: Cover of INR 1 Cr for death due to Flight Accidents
  • Medical Insurance: Rs.25 Lakhs for emergency hospitalization when traveling overseas
  • Credit Shield cover

Eligibility for Wellness Credit Card

  • Age: Your age should be between a minimum of 21 years to a maximum of 60 years
  • Income: Net Salary of INR 25,000 per month or Income Tax Return of Rs. 5 Lacs and above
  • Cities Covered: Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi & NCR, Hyderabad, Jaipur, Kolkata, Mumbai, Pune, Thane, and Navi Mumbai.

Fuel Surcharge Waiver

  • 1% Fuel surcharge waiver
  • All fuel stations across India
  •  The transaction between Rs. 400 to Rs. 5,000
  • Total waiver in a statement cycle is capped at Rs.250

Bottomline

Yes Bank WellnessThemed Credit Card Review
YES BANK Wellness PLUS Credit Card

YES BANK Wellness is Health benefits credit card rather than a Rewards/benefits credit card. This credit offers consumers a unique wellness credit card with exciting offers and rewards. Through this credit card yes Bank Will tap new credit card customers and Aditya Birla Group will have more credit card information.

Editor's Rating:
3.2

You can also check Yes Private Prime Credit Card which has been launched for premium customers.

What your take on Yes Bank Wellness Credit Card ? Share your thought on comment box below.

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Author: Dhiraj Jha

I love to acquire, review, and earn reward points/cashback from Credit Cards for free traveling and enjoying luxury hotels. Helping people about the benefits and optimal utilization of credit cards.

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