Introducing the X1+ Card: Unique Travel Perks & 4X Back

Travelers and frequent flyers are always looking for ways to make their travels more rewarding and economical. With that in mind, fintech startup X1 has unveiled the newest addition to its X1 Card line: the X1+ Card.

This new smart card brings all of the features from the original X1 Card plus additional perks, protections, and rewards to make travel even easier.

The waitlist for this new card opens on January 26, 2023, and those who sign up will enjoy a long list of travel-focused features in exchange for just a $75 annual fee. 

The X1+ Card provides travelers with unique benefits that they can’t find anywhere else, including 4x back on airfare purchases, free airport lounge access, no foreign transaction fees, 24/7 customer service support, and more.

Additionally, it offers exclusive discounts on select hotels and restaurants along with an array of airline loyalty program partnerships. With so many features packed into one card, travelers can look forward to a hassle-free trip every time they hit the road.

This is what you should be aware of regarding the X1+ Card.

X1 Plus Card( Image

What is is New X1+ Card?

The new X1+ credit card is an upgraded version of the original X1 card and is designed to provide a range of smart card limits based on current and future income.

This means that you will have the option to use the card on a disposable basis for a single transaction or day, giving you more control over your spending.

Additional benefits are included with the X1+ card, such as discounts for shopping and dining as well as cash back rewards.

However, unlike the original X1 card which has no annual fee, the X1+ card has an annual fee of $75. In order to apply for this card, it is also required to link a bank account through a third-party service provider to show proof of income.

With these features in place, it is possible to qualify for a higher credit limit than is available on other credit cards.

Benefits of New X1+ or X1 Plus Credit Card

Below are the Benefits and Fearures of X1 Plus Credit card.

Complimentary lounge passes

The X1+ credit card offers a number of great benefits to its cardholders. One of the most valuable benefits is the complimentary lounge passes that come with the card.

Cardholders will enjoy access to over 1,000 Priority Lounges worldwide and can bring up to four additional passengers in case of a delayed flight of an hour or more.

This means you’ll be able to make the most out of your travel time by having access to comfortable and luxurious terminals that include amenities such as Wi-Fi, food and beverages, newspapers, magazines and even showers.

The X1+ card is an ideal choice for those who are always on the move and want to enjoy the best travel experience available.

Travel Benefits

The X1+ card is an excellent choice for those who travel frequently. The card offers many travel benefits, including..

  • $100 per day in protection for up to three days in case of delayed baggage,
  • $3,000 in protection per trip in case of lost baggage, and
  • $5,000 per passenger for trip cancellation protection.

Furthermore, the card also offers insurance on car rentals in the U.S. and internationally. This coverage can provide peace of mind while traveling abroad and can save travelers time and money should anything go wrong.

With these great benefits and more, the X1+ card is a must-have for frequent travelers looking for added security on their trips.

Purchase protection

The X1+ or X1 Plus Credit Card offers many benefits to its cardholders, including purchase protection. This coverage is designed to protect cardholders from damages caused by theft, accidental damage or loss of their purchases.

The card will cover up to $10,000 per occurrence, with a limit of $50,000 per cardholder. This includes porch piracy and other forms of theft that may take place when a purchase is made with the X1+ or X1 Plus Credit Card.

The coverage also extends to any authorized users on the account who have made a purchase with the card. It’s important to note that not all purchases are eligible for this protection and certain terms and conditions must be met in order for this coverage to be valid.

All in all, the purchase protection provided by the X1+ or X1 Plus Credit Card can provide an extra layer of security for those who use it for their purchases.

Design options

The X1+ Credit Card offers cardholders three different design options so they can choose the one that best suits their style. These include silver, gold, and rose-gold metal finishes.

Each of these options will also give customers the ability to opt out of having a visible number on their card for an added layer of security.

This means that not only can you find the perfect design to fit your look, but you can also ensure that your information is kept safe and secure.

With its sleek and modern look, the X1+ Credit Card is sure to turn heads.

Rewards Points

The X1+ Credit Card offers a range of benefits and features that can help you maximize rewards. For starters, you’ll get

  • 4 points for every $1 spent on Expedia, and Vrbo – that’s double the rewards compared to other cards.
  • You’ll earn 2 points per $1 spent on all other purchases, which can be boosted to 3 points per $1 after spending $1000 in eligible purchases in a month (terms apply).
  • Plus, when shopping with select merchants via the X1 app, you’ll receive an impressive 10 points per $1 spent!

All these rewards points add up quickly and can be used to make purchases or redeem for travel-related experiences. With the X1+ Credit Card, you get the best of both worlds – great rewards and convenience!

No late fees.

One of the most noteworthy features of this card is that there are no late fees, which means you can avoid hefty penalty charges when you miss a payment.

This not only helps save money, but also gives you peace of mind knowing that your credit score won’t be affected if you forget to make a payment on time.

Other Benefits

The X1+ Credit Card offers a range of incredible benefits and features that can make using credit easy and rewarding.

  • No foreign transaction fees,
  • Instant Rewards Avaialbe in your account
  • You can use instantly after approval
  • The APR range is between 15.25%-27.50%

Additionally, this card also offers virtual credit card numbers that can be used one time to shop anonymously or pay for free trials – giving users added security and convenience.

With all these benefits and more, the X1+ Credit Card is a great choice for anyone looking for an excellent value in a credit card.


In conclusion, the X1+ card offers a great range of travel perks and protections that make it an attractive option for those who travel frequently. It includes an additional rewards category along with redemption options that can help you get the most out of your spending.

The only downside to this card is the $75 annual fee, but if you’re someone who takes advantage of all of its features, then it may be worth it for you.

If you’re interested in getting the X1+ card, sign up for the waitlist on X1’s website to get notified when it becomes available.

With all its features and benefits, the X1+ card is a great choice for frequent travelers looking to maximize their rewards and take advantage of the best deals on their next trip.

Dhiraj Jha is a personal finance and credit card expert dedicated to providing valuable insights and advice on budgeting, saving, investing, and debt management.

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