What is the Discover it Card late fee?

Wondering about the Discover it Card late fee? We’ll tell you everything you need to know, including how to avoid it.


The Discover it Card has a maximum late fee of $41. If you make your payment within 25 days of the end of the billing period, you will not be charged a late fee.

If you have any balance left after the grace period, it will accumulate interest at the card’s regular APR. Payments that are more than 30 days past due can damage your credit score.

What is the penalty APR for the Discover it Card?

The penalty APR for the Discover it Card is 25.99%. This APR will apply to your account if you make a late payment or your payment is returned.

What is the minimum payment for the Discover it Card?

The minimum payment for the Discover it Card is 3% of your balance or $20, whichever is greater.

How do I avoid late fees on my Discover it Card?

To avoid late fees on your Discover it Card, you must make at least the minimum payment by the due date each month. You can also take advantage of the grace period by making your payment within 25 days of the end of the billing period.


Conclusion:

The best way to avoid late fees on your Discover it Card is to make at least the minimum payment by the due date each month and take advantage of the grace period. If you cannot make a full payment, paying something is better than nothing because this will help you avoid damage to your credit score.

The maximum late fee for the Discover it Card is $41 and there is no fee or penalty APR for the first late payment. If you have any questions about your account or need help making a payment, please call customer service.

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