What is the Amazon.com Credit Card credit limit?

The Amazon.com Credit Card credit limit is guaranteed to be at least $500 for everyone that is approved. This means that if you have a high credit score and income, you’re likely to get a starting limit higher than $500.

Additionally, your credit line isn’t necessarily set in stone forever and you can ask for an increase by calling customer service once a year. Another way to become eligible for unsolicited increases in the future is by paying on time and keeping your credit utilization low.

What is a Good Amazon.com Credit Card credit limit?

What is the Amazon.com Credit Card credit limit
What is the Amazon.com Credit Card credit limit

A good Amazon.com Credit Card credit limit allows you to make the purchases you need without maxing out your credit card. You can generally expect your limit to be a few hundred dollars higher than your highest monthly statement balance.

For example, if you typically spend $800 per month on your credit card, you can expect your limit to be around $1,000.

How to Get a Higher Amazon.com Credit Card Credit Limit

If you’re interested in getting a higher Amazon.com Credit Card credit limit, there are a few things you can do. First, you can try asking for an increase by calling customer service once a year.

Additionally, paying on time and keeping your credit utilization low will make you eligible for unsolicited increases in the future. You can also look into transferring balances from other high-interest cards to take advantage of 0% APR introductory periods and lower interest rates.

Conclusion:

The Amazon.com Credit Card credit limit is guaranteed to be at least $500 for everyone that is approved. If you have a high credit score and income, you’re likely to get a starting limit higher than $500.

Additionally, your credit line isn’t necessarily set in stone forever and you can ask for an increase by calling customer service once a year.

Another way to become eligible for unsolicited increases in the future is by paying on time and keeping your credit utilization low.”

About Author

Dhiraj Jha
Dhiraj Jha
As a personal finance and credit cards expert, I provide valuable insights and advice on budgeting, saving, investing, and debt management. I am also an expert on credit card rewards programs and help readers make informed decisions about which cards are right for them. My goal is to help people improve their financial literacy and make better financial choices.