Wells Fargo Autograph Card Review: New Unrestricted 3X Rewards Card

If you’re looking for a new rewards card that offers unlimited 3X points on top spending categories, the Wells Fargo Autograph Card is worth considering. This no-annual-fee car

d also has many other benefits, such as restaurant and travel rewards. So if you’re looking for a simple way to rack up some extra rewards points, the Wells Fargo Autograph Card is worth checking out.

In this Review, we’ll look closely at the Wells Fargo Autograph Card and see how it stacks up against other rewards cards on the market.

We’ll also provide an overview of the card’s key features, benefits, and things to keep in mind before applying.

So if you’re interested in learning more about the Wells Fargo Autograph Card, read on!


Wells Fargo Autograph Card Overview

Wells Fargo Autograph Card Review
Wells Fargo Autograph Card

The Wells Fargo Autograph℠ Card is a new travel credit card that offers a higher rate of rewards on common spending categories like gas stations and restaurants.

This card has no annual fee, making it an attractive option for those looking to save on travel expenses. The sign-up bonus is also large for a card with no annual fee, making it an appealing choice for those looking to earn rewards on their travel expenses.

The Visa card also has a higher rate of rewards on common spending categories, making it an attractive option for those looking to earn rewards on travel expenses.

The Wells Fargo Autograph℠ Card could be a hit with consumers looking to save on travel expenses and earn rewards on their travel expenses.


Benefits that come with Wells Fargo Autograph Card

Here are some of the benefits that come with the Wells Fargo Autograph Card:

Welcome Bonus

The Wells Fargo Autograph card has several benefits, making it a great choice for consumers. One of the most appealing features is the welcome bonus.

New users who spend at least $1,500 within the first three months can earn 30,000 points worth $300 at a rate of 1 cent per point.

This offer is competitive compared to other no-annual-fee cards on the market, making it a great option for those looking to earn rewards without paying an annual fee.

Introductory Period APR

There is only a 0% APR introductory period on new purchases for the first 12 months. This can help you save on interest if you plan on making a large purchase or if you need to carry a balance for a short period.

After the intro period, there is a variable APR of 16.49%, 21.49%, or 26.49%. While this APR is not the best available, it is still in line with other rewards cards that offer intro periods and ongoing rewards. 

No Annual Fees

One of the biggest selling points of this card is that there are no annual fees. This can help you save money on travel expenses, as you will not have to pay a yearly fee to keep the card.

This is a great option for those looking to save on travel expenses and earn rewards without paying an annual fee.

Rewards Program.

The Wells Fargo Autograph Card Rewards Program is a great way to earn points on everyday purchases.

You can earn 3X points per dollar on restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, you’ll get 1X points on all other purchases with no spending caps.

You can redeem your points for cash back, travel, gift cards, purchases, and statement credits through Wells Fargo Rewards. With this rewards program, you can enjoy the benefits of earning points on your everyday spending while redeeming your points for various rewards.

Here is a summary of the Rewards Program. 

You can earn unlimited 3X points per dollar on these categories: 

  • Restaurants
  • Travel
  • Gas stations
  • Transit
  • Popular streaming services
  • Phone plans 

And 1X points on all other purchases with no spending caps.

The Rewards can be redeemed for 

  • cashback, 
  • travel, 
  • gift cards, 
  • purchases, 
  • and statement credits through Wells Fargo Rewards.

Whether you’re looking to save up for a trip or want to earn some extra cashback on your purchase, the Wells Fargo Autograph Card Rewards Program is a great way to do it.

Other Benefits

In addition to the rewards program, the Wells Fargo Autograph Card has a few other benefits that can help you save on travel expenses.

Here are some of the other benefits that come with the Wells Fargo Autograph Card: 

No foreign exchange fee.

The Foreign Transaction Fee is a common fee charged by credit card transactions made in a foreign currency. With the Wells Fargo Autograph Card, you will not be charged a Foreign Transaction Fee, which can save you money on travel expenses.

However, This is common on travel cards.

Cell phone protection.

The Wells Fargo Autograph Card comes with cell phone protection, which can help you save on your phone bill.

With this benefit, you can get up to $600 in protection against covered damage or theft when you pay your monthly cell phone bill with your Wells Fargo Autograph Card.

This benefit can help you save money on your cell phone bill and give you peace of mind when traveling.

Auto rental collision damage waiver.

As a cardholder, you’ll automatically receive secondary collision damage waiver coverage when renting a car using your Autograph card.

That provides some protection if you have an accident, but it’s not as strong as the primary coverage you would get with other cards.

You also won’t be able to transfer your rewards to any airline or hotel partners, which limits how you can use them.

Visa Signature Concierge Service.

The Wells Fargo Autograph Card comes with the Visa Signature Concierge Service, which can help you save time and money when traveling.

With this service, you can get help with making travel arrangements, finding restaurants, and more.

Read More: Best Credit Card for Bad Credit


Wells Fargo Autograph Card Review: ...

The drawback to consider before signing up 

One drawback to consider before signing up for the Wells Fargo Autograph Card.

0% APR promotion isn’t the best.

The 0% APR introductory period is only available for 12 months, so if you cannot pay off your balance within that time frame, you’ll be stuck with a high-interest rate.

Many other credit cards in the market offer more than 12 months % APR introductory period, so you may want to consider one of those options instead.

Only 1% Base Rewards 

One drawback you’ll want to consider before signing up for the tiered rewards credit card is its base rewards rate of 1 point per dollar. While this is common for tiered rewards credit cards, you’ll only be earning a mediocre rate on most of your spending.

If you’re looking to maximize your rewards, it’s recommended to pair this card with another rewards card that offers a high flat rewards rate.

Doing so will ensure that you’re earning the most points possible on all your purchases.


Alternative Cards to Consider

Here are some alternative cards to consider if you’re looking for a travel rewards card: 

#1. Chase Freedom Flex

The Chase Freedom Flex is great for those who dine out frequently or have many prescriptions to fill.

You’ll earn 3% cash back on dining and drugstores and 5% cash back on travel purchased through Chase Ultimate Rewards. Plus, you can earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter.

All other purchases earn 1%. Just keep in mind that there is a cap on the amount of cashback earned in the quarterly bonus categories with the Chase Freedom Flex.

If you’re looking for an alternative card with no limits on rewards earnings, the Wells Fargo Autograph Card might be a better fit.

#2. Bank of America Customized Cash Rewards 

The Bank of America Customized Cash Rewards credit card and the Wells Fargo Autograph Card are great cash back options.

The Bank of America Customized Cash Rewards credit card offers 3% cash back in an eligible category of your choice and 2% back at grocery stores and wholesale clubs on up to $2,500 in combined purchases each quarter. All other purchases earn unlimited 1% cash back.

There is a cap on earnings for a grocery store and wholesale club purchases.

The Wells Fargo Autograph Card may offer fewer points on specific spending, but it has no limits to the rewards you can earn.

If you are looking for a flexible cashback credit card, the Wells Fargo Autograph Card is a great option.


Who should apply for the Wells Fargo Autograph Card?

The Wells Fargo Autograph card is a good choice for those looking to earn valuable rewards without paying Complicated annual fees. It offers a high introductory rate on purchases and balance transfers and does not impose foreign transactions on cardholders.

The main appeal of this card is its Earn 5 points per $1 spent on gas, groceries, and drugstores categories, which is on par with what other cards in this category offer. Receive.

You’ll also get 1 point back per $1 spent on everything else. New cardholders can enjoy an intro 0% APR period for the first 12 months on purchases and balance transfers for 18 months.

Another great feature of this Wells Fargo Autograph Card is that it offers cell phone protection for up to $600 when you pay your bill with your card.

As always, we recommend reading the terms and conditions of any credit card before applying to ensure you fully understand all the benefits and drawbacks.

Given that the Wells Fargo Autograph Card has no annual fee, we think it’s worth considering if you’re looking for a new rewards credit card.


Wells Fargo Autograph credit card: Is it worth signing up for?

Wells Fargo Autograph Card Review: New Unrestricted 3X Rewards Card

Do you want a rewards credit card with no annual fee and no limits on the amount of rewards you can earn? The Wells Fargo Autograph Card might be a good option for you. You can use this card to earn rewards on gas, transit, dining out, streaming, phone plans and travel.

Editor's Rating:
4.5

Remember to pay your balance in full monthly to avoid high-interest rates. If you are a responsible user of credit cards, the Wells Fargo Autograph Card could be a good option.

I hope this Wells Fargo Autograph Card review was helpful. Do your research before signing up for any credit card to ensure it’s the right fit for you.

Please share this Review with your friends if you found it helpful! And as always, feel free to leave any questions or comments below.

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