The short answer is No. So you’ve applied for a new Discover card and you’re eagerly awaiting its arrival in the mail. But what if you need to purchase it before it comes? Can you use your Discover card before it arrives?
Unfortunately, the answer is no. You cannot use your Discover card before it arrives. First, you need to activate your card online or by contacting Customer Service. Once your card is activated, you can usually use it right away.
If you don’t activate your credit card, you can’t use it to make purchases or get rewards for those purchases. Your account will stay open, but you might not be able to enjoy other account benefits. So activate your new Discover card as soon as you get it!
What information do you need to activate your Discover card?
To activate your new Discover card, you will need the following information:
- Your 16-digit account number
- The 3-digit security code on the back of your card
- The expiration date of your card
- The zip code of your billing address
You can find all this information on the front and back of your Discover card. Once you have all the necessary information, you can activate your card online or by calling Customer Service.
Is there any Credit card issuer that offers you a credit card before it arrives in the mail?
Can’t wait to use that shiny new credit card you just applied for? Depending on your issuer, you may be able to start using it right away!
American Express is one of the few card issuers that will give out a full card number upon approval of your application, allowing you to start using it immediately.
Capital One also offers a feature through their mobile app where some customers can start using their cards almost instantly, but not everyone is eligible for this option.
Unfortunately, Discover does not currently offer the option to use your card before it arrives in the mail. But on the bright side, at least you have something exciting to look forward to in your mailbox!
You cannot use your Discover card before it arrives. You must first activate the card online or by contacting customer service. Once your card is activated, you can usually use it right away. If you never activate a credit card, you will not be able to use it for purchases or earn rewards on those purchases.
Do you have more questions about your Discover card? Visit our website for more information.