What is the United club infinite card credit limit?

The United Club Infinite Card is one of the best credit cards available to credit cardholders, offering many benefits and rewards. But what many people need to learn is what the card’s credit limit is. 

That’s why we are here to break it down and explain What the United Club Infinite Card credit limits are.

What is the limit of an infinite credit card?

An infinite credit card’s limit is usually between $5,000 and $10,000. This limit also depends on certain factors, such as your credit score, income level, and other financial obligations.

In layperson’s terms, the higher your credit score and income level, the higher your credit limit will be. 

Other factors that may affect your credit limit include the card type, the length of time you’ve had the card, and its associated benefits.

For example, suppose you have a rewards card with additional benefits like travel insurance or cashback offers, depending on the issuer. In that case, this could increase your available line of credit. 

Ultimately, considering all these factors makes it possible to find an infinite credit card that meets your needs with a reasonable credit limit.

United Club Infinite Card Review Is the best for lounge access Lovers
United Club Infinite Card Review Is the best for lounge access Lovers

Could you request a United club infinite card credit limit increase?

You can request a credit limit increase (CLI) on your United Club Infinite Card. If you have held your card for a year or more and have made payments on time, you will be approved for an increase in your credit limit. 

To do so, call the customer service line or log into your online account and look for the option to request a CLI. 

You may also be asked to provide additional information, such as your income level and total outstanding debts. When requesting CLIF approval, be sure to provide accurate and honest information. This will help improve your credit score.

Does Chase offer Automatic Credit Limit Expansion?

Chase could offer you an Automatic Credit Limit increase (CLI) if you have good standing for paying your balance in full and on time. This process is done with a soft credit inquiry, which means your credit score will not be affected. 

However, there is no guarantee of an automatic CLI increase, and it depends on your credit score and other factors. 

CLI increases are only possible if you have a good or excellent credit score. To be eligible for an automatic CLI increase, you must have a history of making payments on time and in full. 

Additionally, it is crucial to keep your credit utilization ratio low by staying within 30% of your total credit limit. 

Finally, suppose you are interested in requesting a CLI increase from Chase. In that case, you can do so online or by calling their customer service line.

What should you do if your United Club Infinite Card credit limit isn’t increased?

If your United Club Infinite Card credit limit is not increased, there are a few steps you can take to help resolve the issue. The first step is to contact United or Chase directly and explain that your credit limit is increased even after using and paying credit card for some time.

You should also provide them with relevant information, such as your current income and expenses, that would demonstrate your ability to pay back a larger credit limit. 

Besides this, you should review your credit report for accuracy, as errors or inaccurate information can negatively affect your credit score and ultimately make it harder for you to receive an increased limit. 

If the issue persists after speaking with United and reviewing your credit report, consider applying for another card or another type of loan to increase your overall borrowing power.

It’s important to practice smart spending habits by using only what you can afford and paying off balances on time each month to maintain a good credit score and increase the chance of receiving an increased credit limit in the future.

Read More: Increase your aspire credit card credit-limit


Thank you for reading our content on the United club infinite card credit limit. In this article, I have provided information on the United club infinite card credit limit and explained how it depends on certain factors. 

We hope that this information is helpful to you. Thank you again for reading, and have a wonderful day.

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About Author

Dhiraj Jha
Dhiraj Jha
As a personal finance and credit cards expert, I provide valuable insights and advice on budgeting, saving, investing, and debt management. I am also an expert on credit card rewards programs and help readers make informed decisions about which cards are right for them. My goal is to help people improve their financial literacy and make better financial choices.