8 Reasons the GameStop PowerUp Rewards Credit Card is a Dud

If you’re a gamer, the GameStop PowerUp Rewards credit card might sound like a good deal. But even GameStop loyalists will be better off with a different card. This credit card can only be used at brick-and-mortar GameStop stores or on the retailer’s website.

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Here are 8 reasons why the GameStop PowerUp Rewards credit card is a dud.

1. You can only use it at GameStop stores or on the GameStop website.

The GameStop PowerUp Rewards Credit Card is only accepted at GameStop stores and on the GameStop website- which severely limits its usefulness. You won’t get rewards for using your GameStop card there unless you do a lot of shopping.

Even if you spend a lot of money at GameStop, you might not be getting the best value for your game-related purchases. The interest rates associated with the card can be high, so it’s important to pay off your balance in full each month.

Overall, unless you’re a diehard fan of GameStop, there are better credit cards out there that will give you more flexibility and better rewards.

» Read More: Best Store Credit Card for Bad Credit

2. The rewards program is lackluster.

The GameStop PowerUp Rewards Credit Card is not very beneficial to gamers. The only perk it offers is a $10 certificate if the cardholder has a $14.99/year PowerUp Rewards Pro membership. It also gives cardholders the potential for sporadic discounts in the future.

However, compared to other rewards credit cards on the market, this card falls short in value. For example, many other cards offer points or cash back on every purchase, while the GameStop card only offers discounts on select items.

In addition, many cards offer sign-up bonuses that can be worth hundreds of dollars, while the GameStop card only offers a $10 certificate.

Overall, unless you’re a diehard fan of GameStop, there are better options available when it comes to rewards credit cards.

3. There’s no sign-up bonus.

The GameStop PowerUp Rewards Credit Card doesn’t offer a sign-up bonus, which is a common perk among other cards on the market. A sign-up bonus is an incentive offered by the credit card company to get new applicants to open an account.

For example, many cards offer a cashback bonus after you spend a certain amount of money within the first few months of opening the account. This can be worth hundreds of dollars, which is much more valuable than the $10 GameStop certificate.

Overall, there are better credit cards available that offer sign-up bonuses which can be worth hundreds of dollars.

4. The interest rates are high.

Carrying a balance on your credit card can be a costly endeavor- especially if you’re being charged high-interest rates. GameStop’s PowerUp Rewards Credit Card has an APR of 28.49%, which is significantly higher than the average APR for cards that incur interest.

This means that if you need to carry a balance on your card from month to month, it’s going to be expensive to do so.

To save on interest charges, be sure to pay off your balance each month promptly and in full. If you can’t do that for financial reasons, look into getting a low-interest credit card instead. That way, you can keep your costs down and avoid paying more than you have to.

5. You can’t transfer your balance to another card.

GameStop’s PowerUp Rewards Credit Card doesn’t offer the ability to transfer your balance to another card- which can be a problem if you need to consolidate debt.

If you’re carrying a balance on multiple high-interest credit cards, it can be helpful to transfer the balances to a single card with a lower interest rate. This

» Read More: Instant Approval Balance Transfer Credit Cards

6. No Intro APR

GameStop’s PowerUp Rewards Credit Card doesn’t offer an introductory APR, which is a common perk among other cards on the market. An introductory APR is a low-interest rate that credit card companies offer to new applicants for a limited time.

For example, many cards offer 0% APR for 12-18 months, which can be helpful if you need to make a large purchase or consolidate debt. GameStop’s PowerUp Rewards Credit Card doesn’t offer this perk, so you’ll be stuck with the high-interest rate from day one.

Overall, there are better credit cards available that offer an introductory APR, which can save you money in the long run.

7. GameStop isn’t known for great customer service.

If you’re looking for a credit card with great customer service, GameStop’s PowerUp Rewards Credit Card isn’t the best option. GameStop is known for poor customer service, and its credit card is no different.

8. There are better options for gamers.

If you’re a devoted gamer, the GameStop PowerUp Rewards card might seem like a dream come true. Unfortunately, it falls short in several key areas. For starters, the card can only be used at GameStop stores and online, making it a closed-loop card.

That means if you want to buy games or gaming systems from another retailer, you’re out of luck. The Chase Freedom Unlimited card, on the other hand, gives you 1.5% cash back on all your purchases (on up to $20,000 spent in the first year). That’s worth up to $300 cash back!

In addition, Freedom Unlimited has no annual fee, while the PowerUp Rewards card charges an annual fee of $14.99.

Finally, the PowerUp Rewards card is best for people who spend a lot on games and systems each year; otherwise, it may not have many purposes.

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We have discussed some of the reasons why GameStop’s PowerUp Rewards Credit Card is a dud. However, there are some benefits to the card, below are some positive aspects of the card:

Doesn’t have an annual fee

Although there are many benefits to having a GameStop PowerUp Rewards Credit Card, one of the best things about it is that it doesn’t have an annual fee.

This means that you can keep the card without worrying about paying a yearly fee, which can add up over time. Additionally, the length of credit history is a significant factor in your credit scores.

As a result, maintaining the card open and in good standing might help your credit. Ultimately, the decision to get a GameStop PowerUp Rewards Credit Card is a personal one, but it’s worth considering if you’re a frequent shopper at GameStop.

A credit card can be used instantly after being approved

Another great thing about the GameStop PowerUp Rewards Credit Card is that you can use it immediately after being approved.

This is a great perk if you need to make a purchase right away and don’t want to wait for your new card to arrive in the mail. Simply activate your card and start using it right away.

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Conclusion

The GameStop PowerUp Rewards Credit Card is a dud. There are better credit cards available that offer more perks and benefits. GameStop’s credit card falls short in several key areas, including customer service, rewards, and intro APR.

Ultimately, the decision to get a GameStop PowerUp Rewards Credit Card is a personal one, but it’s worth considering if you’re a frequent shopper at GameStop.

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