RBL Bank Titanium Delight Credit Card one of the Entry-level cards from RBL Bank. RBL Bank Titanium Delight Credit Card rewards point is shallow compared to other bank entry-level cards, but if it is used efficiently, then it’s par with a premium level credit card.
Free movie tickets on Wednesdays, Reward points on all purchases, and amazing mid-week delights that’s what RBL Bank Titanium Delight Credit Card brings to you. I will share everything in detail about this card.
RBL Bank Titanium Delight Credit card Annual fee and Joining Fees
- Joining Fees– INR 750+ GST
- Annual Fees- INR 750+ GST(Renewal Fees Waived on 3 Lakhs Spends on Annual spends)
- Welcome, Gift-Get a welcome gift of 2000 Reward points on 1st swipe within 30 days and payment of joining fees by first payment due date. Get Bonus reward points 1000 on spends of Rs.10,000 within 60 days.
Rbl bank titanium delight credit card features and benefits
BL Bank Titanium Delight Credit Card comes with different rewards: Regular, Milestone & Accelerated; here’s everything about it below.
RBL Bank Titanium Delight Credit Card rewards its holder 1(One) rewards points for Rs’ spending. 100/- on all your purchases like travel, groceries, dining, and even your utility bills
RBL Bank Titanium Delight Credit Card: Get Bonus rewards points 4000 on annual spending of Rs. 1,20,000/- or more every year.
- Every month 1+1 free movie tickets on BookMyShow every Wednesday
- Value back of 5% on groceries purchases every Wednesday
- Pizza Mania – Every Wednesday, order a pizza from Domino’s/Pizza Hut online and get 10% value back
For a better grasp of Rewards points, we will calculate the rewards summary by taking Rs. 10000/- spends per month on every category on the below table.
|Description||Monthly Spends||Rewards Points||Rewards Value|
Regular Expenses (One Rewards Points for every Rs. 100/- Spends
|Midweek Delights Spends on Wednesdays-Groceries||INR 100||20.00||3.60|
|Midweek Delights Spends on Wednesdays-Pizza||INR 100||40.00||7.20|
|Total Spends||INR 300||61.00||10.98|
Note: Previous month RBL Bank has reduced its Rewards Point Value from 0.25 to as low as 0.18 to 0.16. For the above rewards points calculation, I have taken shopping catalog redemption. Check the RBL Rewards Portal for more updates.
Pro Tips- 1: Use your RBL Bank Titanium Delight Credit Card on Wednesday only. The value of its rewards is desirable on Wednesday. Use your card to purchase groceries or Pizza Domino’s/Pizza Hut online. Value Back is 3.60 % groceries and 7.20 % on Piazza Hut or Domino Piazza.
Pro Tips- 2: Redeem your rewards points for Airmiles only because RBL Bank has still not reduced Travelling’s rewards value. It’s still intact 0.25%.
Rbl bank titanium delight credit card Charges
|Particulars||Details of Charges|
|Add-on Card Fee||NIL|
|Finance charges (Retail and Cash)||APR up to 3.99% p.m. (47.88% p.a.)|
|Cash Advance Transaction fee||.5% (min Rs.300) of the cash amount|
wef July 1, 2020, 2.5% (min Rs.500) of the cash amount
|Overdue Penalty / Late Payment Fee||15% of the total amount due (Min Rs.50, Max Rs.1000)|
of July 1, 2020, 15% of the total amount due (Min Rs.50, Max Rs.1250)
|Over Limit Penalty||Rs.600|
|Cash Payment at branches||Rs.250 / cash deposit transaction at RBL Bank branch|
|Surcharge on Purchase / Cancellation of|
|IRCTC Service charges * + Payment Gateway. Transaction charge [Up|
to 1.8% of (ticket amount +IRCTC service charge)]
|Fuel Transaction Charge for transaction made|
at petrol pumps to purchase fuel
|1% Surcharge on Fuel transaction value or Rs.10, whichever is higher|
|Foreign Currency Transaction||Up to 3.5%|
RBL Bank Titanium Delight Credit Card is good for beginner level if the card uses wisely and then par with the industry’s premium level card. You can check Axis Bank ACE Credit Card, which is best in the entry-level segment.
Do you have RBL Bank Titanium Delight Credit, or planning to apply for one? Share your thought in the comments below. Or Do you have any questions to query in this regard than the question in the comment box, so that I can reply to your ?.
Rbl bank titanium delight credit card minimum limit ??
The credit limit is not very good, and the Range is from Rs. 20000/- to 1,00,00/- However may differ from person to person.
Which is better titanium or platinum credit card?
Platinum is always better than titanium.
Rbl bank titanium delight credit card lounge access ?
Rbl Bank do not provides Lounge access benefits