RBL Bank Titanium Delight Credit Card

By | July 6, 2021

RBL Bank Titanium Delight Credit Card one of the Entry-level cards from RBL Bank. RBL Bank Titanium Delight Credit Card rewards point is shallow compared to other bank entry-level cards, but if it is used efficiently, then it’s par with a premium level credit card.

Free movie tickets on Wednesdays, Reward points on all purchases, and amazing mid-week delights that’s what RBL Bank Titanium Delight Credit Card brings to you. I will share everything in detail about this card.

RBL Bank Titanium Delight Credit Card

RBL Bank Titanium Delight Credit card Annual fee and Joining Fees

Rbl bank titanium delight credit card features and benefits

BL Bank Titanium Delight Credit Card comes with different rewards: Regular, Milestone & Accelerated; here’s everything about it below.

Regular Rewards

RBL Bank Titanium Delight Credit Card rewards its holder 1(One) rewards points for Rs’ spending. 100/- on all your purchases like travel, groceries, dining, and even your utility bills

Milestone Rewards

RBL Bank Titanium Delight Credit Card: Get Bonus rewards points 4000 on annual spending of Rs. 1,20,000/- or more every year.

Accelerated Rewards

Midweek Delights

  • Every month 1+1 free movie tickets on BookMyShow every Wednesday
  • Value back of 5% on groceries purchases every Wednesday
  • Pizza Mania – Every Wednesday, order a pizza from Domino’s/Pizza Hut online and get 10% value back
NOTE -1 Maximum of Rs. 200/- only on 1+1 movie tickets, ticket price difference above Rs. 200/- shall be bear by the cardholder itself. Value back on groceries purchase on every Wednesday and Domino’s/Pizza Hut online purchase on every Wednesday gets value back as rewards points.

For a better grasp of Rewards points, we will calculate the rewards summary by taking Rs. 10000/- spends per month on every category on the below table.

DescriptionMonthly SpendsRewards PointsRewards Value

Regular Expenses (One Rewards Points for every Rs. 100/- Spends
INR 1001.000.18
Midweek Delights Spends on Wednesdays-GroceriesINR 10020.003.60
Midweek Delights Spends on Wednesdays-PizzaINR 10040.007.20
Total SpendsINR 30061.0010.98
Rewards Summary

Note: Previous month RBL Bank has reduced its Rewards Point Value from 0.25 to as low as 0.18 to 0.16. For the above rewards points calculation, I have taken shopping catalog redemption.  Check the RBL Rewards Portal for more updates.

Pro Tips- 1: Use your RBL Bank Titanium Delight Credit Card on Wednesday only. The value of its rewards is desirable on Wednesday. Use your card to purchase groceries or Pizza Domino’s/Pizza Hut online. Value Back is 3.60 % groceries and 7.20 % on Piazza Hut or Domino Piazza.

Pro Tips- 2: Redeem your rewards points for Airmiles only because RBL Bank has still not reduced Travelling’s rewards value. It’s still intact 0.25%.

Rbl bank titanium delight credit card Charges

ParticularsDetails of Charges
Add-on Card FeeNIL
Finance charges (Retail and Cash)APR up to 3.99% p.m. (47.88% p.a.)
Cash Advance Transaction fee.5% (min Rs.300) of the cash amount
wef July 1, 2020, 2.5% (min Rs.500) of the cash amount
Overdue Penalty / Late Payment Fee15% of the total amount due (Min Rs.50, Max Rs.1000)
of July 1, 2020, 15% of the total amount due (Min Rs.50, Max Rs.1250)
Over Limit PenaltyRs.600
Cash Payment at branchesRs.250 / cash deposit transaction at RBL Bank branch
Surcharge on Purchase / Cancellation of
Railway Tickets
IRCTC Service charges * + Payment Gateway. Transaction charge [Up
to 1.8% of (ticket amount +IRCTC service charge)]
Fuel Transaction Charge for transaction made
at petrol pumps to purchase fuel
1% Surcharge on Fuel transaction value or Rs.10, whichever is higher
Foreign Currency TransactionUp to 3.5%


RBL Bank Titanium Delight Credit Card is good for beginner level if the card uses wisely and then par with the industry’s premium level card. You can check Axis Bank ACE Credit Card, which is best in the entry-level segment.

Do you have RBL Bank Titanium Delight Credit, or planning to apply for one? Share your thought in the comments below. Or Do you have any questions to query in this regard than the question in the comment box, so that I can reply to your ?.


Rbl bank titanium delight credit card minimum limit ??

The credit limit is not very good, and the Range is from Rs. 20000/- to 1,00,00/- However may differ from person to person.

Which is better titanium or platinum credit card?

Platinum is always better than titanium.

Rbl bank titanium delight credit card lounge access ?

Rbl Bank do not provides Lounge access benefits

Avatar of Dhiraj Jha
Author: Dhiraj Jha

I love to acquire, review, and earn reward points/cashback from Credit Cards for free traveling and enjoying luxury hotels. Helping people about the benefits and optimal utilization of credit cards.

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