PVR Kotak Gold Credit card Review-2020, are you a free movie lover? then you have reason to cheer. Its PVR Kotak Gold Credit card of Kotak Mahindra Bank one of the largest and premier bankers in India and PVR Cinemas one of the best Multiplex chains in India launched a Co-branded card. Designed specifically for free movie lovers like you. PVR Kotak Gold Credit card is a one-stop destination to watch the movies at a PVR theatre near you.
We going to review of PVR Kotak card in details below
PVR Kotak Gold Credit card Annual and Joining Fees
- Joining Fee: Nil
- Annual Fee: 499 INR + GST (No Annual Fees waiver in any condition)
PVR Kotak Gold Credit card Benefits and Features/Rewards Program
This card gives only PVR Movie Voucher on spends so rewards points is not applicable here. Below are the voucher details here.
| Description | Monthly Spends | Movie voucher | Rewards Value |
| Spend 10k INR and get 1 PVR Voucher Rs. 400 | 10,000 | 400 | 4% |
| Spend 15k INR and get 1 PVR Voucher Rs. 400 | 15,000 | 800 | 5.33% |
| Annual Spends | 1,80,000 | 9600 | 5.33% |
| (Annual Fees) 499+ 18% GST | 583 | 5.00% |
- So as per above table, you can see that Gross rewards rate 5.33% and Net rewards points is 5% after deducting Annual Fees
- Annual fees are not reversible in any condition that is drawback of this card.
- Voucher can only be redeemed only in PVR multiplex.
- Internet handling charges in applicable above voucher.
Other Benefits of PVR card
- Get 15% Cashback on Food and Beverages at PVR
- Get 5% Cashback on Movie tickets at PVR Box Office
How to Claim your PVR Coupon
- You will be informed about your eligibility for the Free PVR Movie Ticket(s) through an SMS
- You can claim your coupon codes for the Free PVR Movie Ticket(s) for a billing cycle within the next two billing cycles.
- Open www.kotak.com
- Click on Net Banking
- Enter your username and password
- Select the Credit Card tab
- Select PVR Coupon Claim
How to use PVR coupon code voucher
- Log on to www.pvrcinemas.com.
- Select the cinema (except Director’s Cut / Imax / P[XL] / 4DX / Playhouse / Opulent), movie, show, booking class (except Gold and Europa) and seats of your choice
- On the payment page click on MCOUPON tab below the Credit/Debit Card payment options
- Enter the last 5 digits of your registered mobile number and last 4 digits of your Kotak PVR Credit Card
- Enter the Coupons Code & click on Make Payment
Fees & Charges
| Fees | Amount |
| Addon card Fees | Rs. 299 per Add on card |
| Interest Charges on outstanding Balances | 3.50% (Annualized 42%) |
| ATM Cash Withdrawal | Rs. 300 Pe Rs. 10000 |
| Late Payment Charges | Rs. 700 for statement o/s greater than Rs. 10,000) |
| Over Limit Charge | Rs. 500 |
| Cheque Bounce Charges | Rs. 500 |
| Foreign Currency Mark Up | 3.5% |
What is Kotak PVR Gold credit card?
PVR Gold credit card is a credit card issued by one of the best Bank India – Kotak Bank. Its Best for PVR movie lovers. Its rewards rate almost 5 % after deducting annual fees.
How can I use Kotak PVR code?
Log on to www.pvrcinemas.com
1. Select the cinema (except Director’s Cut / Imax / P[XL] / 4DX / Playhouse / Opulent), movie, show, booking class (except Gold and Europa) and seats of your choice
2. On the payment page click on MCOUPON tab below the Credit/Debit Card payment options.
3. Enter the last 5 digits of your registered mobile number and last 4 digits of your Kotak PVR Credit Card
4. Enter the Coupons Code & click on Make Payment tab
Can I use Kotak credit card internationally?
Yes. Kotak card can be used for International spends.
Bottomline
It makes sense to hold this card if you are frequent to PVR cinemas. So, it depends on cardholder location/lifestyle. Its very good if your live-in metro cities where PVR multiplex cinemas exist and you prefer the same.
Do you have PVR Kotak Gold Credit card or thinking for applying, feel free to share your thoughts in comments below
What kind of expenses are considered eligible for reaching the 15k?
Fuel, Insurance, Paytm, and other wallet spends are considered or not?
All Expenses are considered without any restriction.