Wondering how to get pre-approval for the Apple Credit Card issued by goldman sachs ? Here’s everything you need to know, including credit score and what requirements you’;ll need to meet.
The Apple Credit Card is a great way to get cash back on your everyday purchases, and you can even get pre-qualified for it. However, there is no such thing as pre-approval from the issuer, so how can you check if you’re eligible? Keep reading to find out.
What is pre-approval?
Pre-approval means that the issuer has reviewed your credit history and determined that you are likely to be approved for the card if you apply. This is different from pre-qualification, which only requires a soft pull of your credit report and does not guarantee approval.
How can I get pre-approval for the Apple Credit Card?
Unfortunately, you cannot get pre-approval for the Apple Credit Card from the issuer. However, you can check if you pre-qualify online by applying for the card. This will not hurt your credit score, as it only requires a soft pull of your credit report.
If you are approved, only by accepting the Apple Credit Card will they do a hard pull on your credit report, which may hurt your credit score temporarily?
If your application is declined, you might receive an invitation to join the Path to Apple Card program. This program is designed to help improve your financial situation and earn you an invitation to reapply for the Apple Credit Card. You may also be able to get pre-qualified for other credit cards through this program.
What are the Apple Card requirements?
Applying for Apple Card is easy and only takes a few minutes. Here are the requirements you’ll need to meet to get started:
- You must be 18 years or older.
- You must be a U.S. citizen or a lawful U.S. resident with a U.S. residential address .
- Use two-factor authentication with your Apple ID.
- Sign in to iCloud with your Apple ID.3
- You will need to remove the freeze on your credit report before applying for Apple Card. You may be asked to verify your identity with a Driver’s license or State-issued Photo ID.
- Once you’ve met all of the requirements, applying for Apple Card is quick and easy!
What is the minimum credit score for an apple card?
If you’re thinking of applying for an Apple Card, you’ll need a credit score of at least 660. That’s because Apple Card uses the FICO Score 9 to determine your creditworthiness.
The FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval. So if your score is in that range, you’ll have a good chance of getting approved for the Apple Card.
However, keep in mind that your credit score is just one factor that Apple will consider when reviewing your application. So even if you have a strong credit score, there’s no guarantee that you’ll be approved for the card.
>>Read More: Can You Do Cash Advance With Apple Card?
Is being denied for the Apple Card bad for your credit score?
Applying for a credit card can be a stressful experience, especially if you are declined. While being denied for some cards can damage your credit score, this is not the case with Apple Card. If you are declined for Apple Card, or do not accept an offer, your credit score will not be impacted.
However, if you are approved for Apple Card and accept the offer, your credit score might be impacted. This is because Apple Card does a hard pull of your credit report when you apply. While a hard pull can ding your score by a few points, it will only impact your score in the short term.
So if you’re considering applying for Apple Card, you don’t need to worry about your credit score taking a hit.
There’s no such thing as pre-approval for the Apple Credit Card from the issuer, but that doesn’t mean you can’t check if you’re pre-qualified. Applying for the card will not hurt your credit score, and if you’re declined you may still have a chance to get the card through the Path to Apple Card program.
Do you have an Apple Credit Card? How do you like it? Let us know in the comments below!