Is the Apple Card a Visa or Mastercard?

With all of the recent buzz around the Apple Card, you may be wondering what kind of credit card it is. The short answer is that the Apple Card is a Mastercard. This means that it’s accepted by nearly 11 million merchants nationwide and in more than 200 countries. But what does that mean for you as a cardholder? Let’s take a closer look.

What’s the Difference Between Visa and Mastercard?

Visa and Mastercard are both credit card networks. This means that they don’t issue credit cards directly to consumers. Instead, they partner with banks and other financial institutions to provide credit products to consumers.

When you use a Visa or Mastercard credit card, you’re using a product that’s issued by a bank or other lender but backed by the Visa or Mastercard network.

So, what are the differences between Visa and Mastercard?

In general, the benefits and perks offered by each network are very similar. Both networks offer things like fraud protection, rental car insurance, and extended warranty coverage. Where you might see some differences in things like foreign transaction fees, credit limits, and interest rates. However, these differences are usually small and not enough to make one network better than the other overall.

Bottom line: When you’re comparing individual credit card offers, it’s more worthwhile to focus on things like rewards programs, interest rates, and annual fees than on which network the card belongs to.


The Apple Card is a Mastercard, which means it has wide acceptance both domestically and internationally. However, it is more important to compare individual offers when choosing a credit card than to focus on getting a card from a particular network.

Please share your thoughts on what you think are the benefits of having a Mastercard over a Visa.

About Author

Dhiraj Jha
Dhiraj Jha
As a personal finance and credit cards expert, I provide valuable insights and advice on budgeting, saving, investing, and debt management. I am also an expert on credit card rewards programs and help readers make informed decisions about which cards are right for them. My goal is to help people improve their financial literacy and make better financial choices.