No need to wait-Get instant approval credit card with cash advance

credit card with cash advanceou need some quick cash, a credit card with cash advance may be your option. And, if you’re looking for an instant approval credit card with cash advance, you’ve come to the right place. We’ve gathered all the best offers so you can find the perfect one for your needs.

Plus, we’ll help you understand how cash advances work so you can make the most of this convenient option. Ready to get started? Browse our selection of instant approval credit cards with a cash advance below. You won’t regret it!

Let’s first understand about” Instant Approval Credit Card”

An instant approval credit card is a type of credit card that offers immediate approval upon application. This means that you will know right away whether or not you are approved for the card. Do not confuse it with Credit Cards That You Can Use Right Away After Acceptance.

For example, if you are approved for an instant approval credit card, you may still have to wait a few days before you can use the card. This is because the issuer will need to mail the physical card to you. However, once you receive the card, you can start using it right away.

But Instant use Credit Cards are different. They are credit cards that you can use immediately after being approved. This means that you do not have to wait for the physical card to arrive in the mail before you can start using it.

Now that we have that out of the way, let’s get back to our main topic-cash advances and What credit card gives cash advance.

1. What is a cash advance on Credit Card and how does it work.

A cash advance on a credit card is essentially a short-term loan, which you can use for any purpose. Typically, cash advances are offered as part of your credit card privileges and come with certain restrictions and fees.

To request a cash advance, you simply need to swipe your credit card at an ATM or provide your card information to a merchant who accepts credit cards. Depending on your particular credit card account and the limits on the available balance, you may be able to withdraw anywhere from $100 to several thousand dollars in cash.

Once you have withdrawn the cash, you will typically be charged an upfront fee as well as a certain amount of interest, which will be calculated based on the amount withdrawn and the length of time that it will take to repay the advance in full.

Read More: Guaranteed Approval Credit Card

In some cases, there may also be additional fees depending on how you choose to borrow and repay the money. For example, if you choose to take out a cash advance via an online lending service, you may incur additional fees as well as higher interest rates.

However, whatever method of taking out a cash advance that you choose, it is important to understand all of the associated costs so that you can effectively plan for repayment.

2. The benefits of a cash advance.

Most people know that a cash advance on a credit card is expensive. The fees and interest rates are high, and it can be easy to get trapped in a cycle of debt.

However, there are also some benefits to taking out a cash advance. In some cases, it can be cheaper than using a debit card or withdrawing cash from an ATM. And if you use the cash wisely, it can help you avoid late fees or other penalties.

For example, if you’re facing a large unexpected expense, a cash advance can help you meet the bill without incurring any additional costs. Just be sure to repay the debt as soon as possible to avoid paying excessive interest charges.

3. The risks associated with cash advances.

Cash advances can be a convenient way to get access to cash when you need it, but they can also be costly. Here are some things to consider before taking out a cash advance:

The interest rate on a cash advance is typically higher than the rate on a regular credit card purchase. This means that you will accrue interest on the cash advance from the day that it is taken out.

Most credit cards have a limit on the amount that you can borrow as a cash advance. This limit is often lower than your credit limit for purchases.

Cash advances often come with additional fees, such as a transaction fee or a cash advance fee. These fees can add up, so it’s important to factor them into your decision.

Weighing the costs and benefits of taking out a cash advance is an important decision. Be sure to consider all of the factors involved before making a decision.

4. Are instant approval and a pre-approval Credit card are same?

No, instant approval credit cards and pre-approval credit cards are not the same. Instant approval credit cards are those that allow you to apply and be approved online immediately, without having to wait for a response from a human creditor.

Pre-approval credit cards, on the other hand, are issued based on an analysis of your credit history and overall financial profile, giving you some indication of whether or not you will be approved for a card before you apply.

Ultimately, while both of these types of credit cards can be useful tools in your financial arsenal, they serve somewhat different purposes and should not be seen as interchangeable options.

If you’re looking for quick and easy access to funds at a low rate, an instant approval card is likely the better choice; if you’re interested in conducting a more thorough evaluation of your financial situation before committing to expenditures with a new line of credit, then a pre-approval card might be more appropriate for you.

4. Best instant approval credit card with cash advance.

There are several credit cards that offer instant approval, and many of these cards also allow you to take out a cash advance. Here are some of the best options:

#A.Blue Cash Preferred® Card from American Express

If you’re looking for a card that offers both instant approval and a cash advance, the Blue Cash Preferred® Card from American Express is a great option. You can get this in as little as 30 seconds. You just need to Find out if you Pre-Qualify for the card without impacting your credit score.

Check if you Pre-Qualify for Offers with the Blue Cash Preferred® Card
Check if you Pre-Qualify for Offers with the Blue Cash Preferred® Card

The Blue Cash Preferred® Card from American Express also offers several other great features, including a $350 welcome bonus after you spend $3,000 in purchases within the first 6 months, 6% cashback on groceries, and 3% cashback on Transit including taxis, rideshare, parking, tolls, trains, buses, and more.

You can use this credit card instantly because Instant Card Number is available after online approval to use right away for in-store or online shopping. Your physical Card will be delivered in 3-5 days. This is written in the terms and conditions when you go to the website.

Here are the screenshots of the terms and conditions of the card:

Here are the screenshots of the terms and conditions of the card

Instant Card Number of Blue Cash Preferred Card

#B. Upgrade Triple Cash Rewards Visa

Upgrade Triple Cash Rewards)
Upgrade Triple Cash Rewards ( Image Credit: Upgrade)

If you’re in the market for a new credit card, consider upgrading to the Triple Cash Rewards Visa®. This card offers instant approval, so you can get started using it right away. Plus, you’ll earn 3% cash back on all home, auto and health purchases, and 1% back on everything else, making it a great option for everyday spending.

There are no Annual Fees, over-limit Fees, foreign transaction Fees, or late payment Fees. You’ll also get a APRs of 8.99% – 29.99% Variable depending on creditworthiness and Prime Rate.

When you apply, you will get 16-digit account card number and 4-digit security code. You can use it for online shopping or phone orders immediately.

Here are the screenshots of the terms and conditions of the card showing about instant approval:

Upgrade Triple Cash Rewards Visa Virtal Credit Card Approval
Upgrade Triple Cash Rewards Visa Credit Card Approval

#C. PayPal Cashback Mastercard

PayPal Cashback Mastercard
PayPal Cashback Mastercard

The PayPal cashback card is another great option for instant approval, as well as a cash advance. You can apply in minutes and get approved instantly.

This card offers 2% cash back on all purchases and 3% cash back when you use PayPal. The PayPal Cashback Mastercard is a great option if you frequently make purchases online or in store. Plus, it’s free to apply and there are no annual fees.

You’ll have immediate access to the virtual card, which you can use for online purchases or to withdraw cash from an ATM. You’ll also get a permanent physical card within 7-10 days. You need to activate your card with the activation number before you can use it. You can find this in My Account or your credit card statement. 

Here are screenshots of the terms and conditions saying that you will get instant approval of PayPal cashback card.

Here are screenshots of the terms and conditions saying that you will get instant approval of PayPal cashback card.

3. How to get a cash advance on your Virtual Credit Card

To get a cash advance on your virtual credit card, you will need to use a money transfer app. This can typically be done quickly and easily through an online platform. First, you will need to select the amount that you would like to transfer from your VCC to your bank account.

Then, simply follow the prompts on the app to complete the transaction. Some apps will also allow you to schedule automatic transfers in advance, so that you can conveniently manage your cash flow on a regular basis. Overall, getting a cash advance on your VCC is an efficient and convenient way to access quick funds when you need them.

Read More: Guaranteed approval gas Credit card

5. Alternatives to getting a cash advance.

When you’re in a tight financial spot, your first instinct might be to apply for a cash advance. These loans tend to have high interest rates and are often loaded with hidden costs, so they are definitely not the best choice if you want to avoid taking on additional debt.

Luckily, there are some other alternatives that can help you get out of a tough situation with minimal damage to your wallet.

For example, you could try negotiating with your creditors or seeking the help of a credit counselor or personal finance expert.

Another option is to consider selling off some of your belongings or taking on an extra job; these may sound like drastic measures, but they can often be more effective than taking out a short-term loan when it comes to digging yourself out of debt.

So if you’re in need of fast cash, consider all your options carefully before going down the cash advance path. Your wallet will thank you!

6. When is it best to use a cash advance

There is no one-size-fits-all answer when it comes to the best time to use a cash advance. Some situations may call for urgent needs, such as emergency medical expenses or unexpected home repairs.

In these cases, using a cash advance can be an effective way to quickly get the funds you need to address the situation right away.

However, in other instances, such as if you are trying to manage your finances or need to consolidate your debts, you may want to look into alternative solutions instead.

Ultimately, the decision of when to use a cash advance depends largely on your personal situation and what will work best for you and your financial goals.

So whether you’re looking to cover a sudden expense or simply want some extra cash on hand, be sure to consider all of your options before making a final decision on whether or not to use a cash advance.


So there you have it- three great credit cards that offer instant approval of your cash advance. Which one will you choose? We would love to hear which card works best for you.

Please share this post if you found it helpful and let us know in the comments below.

About Author

Dhiraj Jha
Dhiraj Jha
As a personal finance and credit cards expert, I provide valuable insights and advice on budgeting, saving, investing, and debt management. I am also an expert on credit card rewards programs and help readers make informed decisions about which cards are right for them. My goal is to help people improve their financial literacy and make better financial choices.