What are the income criteria for a zen signature credit card holder?

Zen Signature Credit Card is an exclusive credit card designed for the Premium Class. The card offers some of the best rewards and benefits that are hard to find elsewhere. 

The main feature of this credit card is its high-income criteria, which makes it only available to those who meet its high standards of income levels. 

In this article, we will explore the income criteria for a Zen Signature Credit Card holder and how one can qualify for this exclusive credit card.

Girl thinking about Kotak Zen Signature credit card limit

Income Criteria:

To become a signature credit card holder of Zen Bank, you need to fulfil the income criteria of having an annual net income of Rs. 4.8 lakh or above. These are the basic income criteria that must be met. 

Other Criteria:

Aside from income, there are other criteria to become a signature credit card holder of Zen Bank. You need to be a resident of India, and you must be at least 21 years old. 

What if your income is at most 4.8 lakh?

If your income is at most 4.8 lakh, you can still apply for the Kotak Zen Credit Card.

The card is designed for customers who have a long-standing relationship with Kotak Mahindra Bank or maintain an average monthly balance of Rs 10,000 in their savings account with the bank. 


You can start your application process if you meet the income and the other criteria for becoming a signature credit card holder at Zen Bank.

Be sure to have all the required documents ready, such as proof of identity, proof of address and income proof, before you begin the application.

Once your application is approved, you can enjoy the unique benefits of being a signature credit card holder.

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About Author

Dhiraj Jha
Dhiraj Jha
As a personal finance and credit cards expert, I provide valuable insights and advice on budgeting, saving, investing, and debt management. I am also an expert on credit card rewards programs and help readers make informed decisions about which cards are right for them. My goal is to help people improve their financial literacy and make better financial choices.

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