ICICI Bank NRI Credit Card-2020

By | July 25, 2020
ICICI Bank NRI Credit Card

ICICI Bank NRI Credit Card is a specially customized credit card for NRI (Non-Resident Indian) ICICI Bank is the third-largest issuer of credit card in India. ICICI bank offers Two Credit for NRI customer ICICI Bank NRI Coral Credit card and ICICI Bank NRI Sapphiro Credit Card. We will review both credit card in detail here.

ICICI Bank NRI Sapphiro Credit Card

Joining and Annual Fees

  • Joining Fee:  Rs. 6500+ GST
  • Annual Fee: Rs. 3500 + GST (From Second Year onwards Annual Fees waived on spends Rs. 6,00,000 in the previous year)  

Note: Applicant should possess a Non-Resident External Rupee (NRE) or Non-resident Ordinary (NRO) account with ICICI Bank.

ICICI Bank NRI Credit Card Features and Benefits

  • Earn 2 PAYBACK Points on every Rs.100 on all domestic purchases. No points will be accrued on fuel.
  • Get 1 PAYBACK Points on every Rs.100 spent on utilities and insurance.

Note: PAYBACK Point is equivalent to 0.25ps. You need to call customer care to redeem the PAYBACK points. The equivalent cash amount will be credited to your Credit Card account within 7 working days

To Redeem PAYBACK points in Gifts, make an online requests at www.payback.in  you will receive the gift of your choice within 10 working days.

Airport Lounge Access

ICICI Bank NRI Sapphiro Mastercard Credit Card offer premium airport lounges access in India.

  • 12 complimentary visits per year to Domestic VISA/MasterCard Lounges in India (max. 4 visits per quarter
  • This list of lounges may be changed by MasterCard, Checklist before availing services.
  • You can avail 2 complimentary spa sessions at selected airports in India every year, through complimentary Dream folks Dragon Pass membership
  • The USD 99 annual membership fee for Dream folks Dragon Pass is complimentary. You will need to pay for the lounge visit charges for visits done over and above the complimentary access.

Other Benefits

Golf

ICICI Bank NRI Sapphiro Credit Card member are entitled to get a complimentary Golf Round for every 50,000 retail spends in the previous calendar month (maximum of 4 rounds every month.

Here are the process of Availing Golf Round

  • visit www.teetimes.golftripz.com and create a Golftripz account using the same e-mail ID as registered with ICICI Bank Credit Cards
  • Account will be activated after 10 Days.
  • Book available time slots.

Movie Benefits

Buy one get one free tickets, value up to Rs.500 twice every month through BookMyShow.

Culinary treats

  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats Programme.
  • For more details, please visit www.culinarytreats.com

Medical concierge privileges

In case of any emergency medical concierge can assist you in booking air transportation and communication to hospitals. Doctors etc.

Insurance Cover

ICICI Bank NRI Sapphiro Credit Card holder are entitled to an air accident insurance of Rs.3 crore. The following table gives you an overall look at the insurance benefits.

S.NoType of insuranceCover(INR)
1Personal Accident Insurance (Air)50000
2Baggage insuranceUp to Rs. 25000
3Loss of travel documentsUSD 500
4Loss of checked baggageUSD 1200
5Delay in receipt of checked baggageUSD 300 in excess of 12 hours
6Missing flight due to trans-shipmentUSD 300
7Plane hijackingUSD 250 per hour up to 12 hours
8Delay in flightUSD 250 in excess of 12 hours
9Lost Card Liability50,000 – 2 days (pre-reporting) and 7 days (post-reporting
10Credit shield50000

Condition

  • All insurance benefits will be applicable only in case the ICICI Bank NRI Sapphiro Credit Card has been used at least once in the last 60 days prior to the event. All insurance benefits are available on the Primary Card only
  • There is no insurance cover on Supplementary Cards.
  • Applicable for international travel only and not for domestic travel and only when the tickets are purchased on the ICICI Bank NRI Sapphiro Credit Cards. Travel insurance covers international travel only.
  • Details term and Condition, Please visit ICICI Website

Saving on Fules

1% fuel surcharge will not be applicable on fuel at all petrol pumps.

ICICI Bank NRI Coral Credit card

Joining and Annual Fees

  • Joining Fee:  Rs. 1000+ GST
  • Annual Fee: Rs. 500 + GST (From Second Year onwards Annual Fees waived on spends Rs. 1,50,000 in previous year)  

Note: Applicant should possess a Non-Resident External Rupee (NRE) or Non-resident Ordinary (NRO) account with ICICI Bank.

ICICI Bank NRI Coral Credit card Features and Benefits

  • No Rewards Point on this credit
  • Buy One tickets and get other tickets free any day of the week on  www.bookmyshow.com
  • Get upto 2 Free tickets per month  Value Rs. 250 per tickets

Airport Lounge Access

  • 8 complimentary visits per year to Domestic MasterCard Lounges in India (max. 2 visits per quarter)
  • Other details  – T & C
  • Details of Airport where Lounge Access is provided.

Pro Tips: Please note that MasterCard Can Change above list without any information so check list before availing services

Other Benefits

ICICI Bank Culinary Treats Program

15 % off on your dinning Bill above Rs.2, 500 at Partner Restaurant.

Fuel Surcharge Waiver

1% of fuel surcharge will not be applicable to fuel transactions of up to Rs. 4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.

Bottomline

ICICI Bank NRI Sapphiro Credit Card do give rewards point @ 0.50% on all transaction that is below the entry-level card in India like Simply Save SBI credit card, one of the best benefits having these card is Lounge Access benefits But Joining and Annual charges are is high that’s above SBI Prime cards( Best Card in SBI premium segment). It totally depends on person to person to have these credit or not. ICICI Bank NRI Coral Credit credit card is not good because of the very low reards rate.

Do you have ICICI Bank NRI Sapphiro Credit Card or ICICI Bank NRI Coral Credit card, or planning to apply one? Share your thought in the comments below.

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Author: Dhiraj Jha

I love to acquire, review, and earn reward points/cashback from Credit Cards for free traveling and enjoying luxury hotels. Helping people about the benefits and optimal utilization of credit cards.

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