How to Pay Your Walmart Credit Card Bill?

Find out how to pay your Walmart credit card bill. This article will go over the process of paying your bill online, pay by phone, and other payment options available.

---

There are a few different ways that you can pay your Walmart credit card bill. You can do it online, over the phone, by mail, or in person. Let’s go over each option so you can decide which one is best for you.

How do I pay my Walmart Mastercard bill online?

Paying your Walmart credit card bill is easy with Capital One. Just log in to your account, click on “Make a Payment,” and fill in the amount you want to pay. You can choose to pay your last statement balance, current balance, minimum payment, or a custom amount.

Then just choose the date you want to pay and which checking account to pay from, and click “Submit Payment.” It’s that simple! Plus, you can always make a payment through the Capital One mobile app for even more convenience.

So why wait? Pay your Walmart credit card bill today!

---

Can I pay my Walmart credit card bill by phone?

If you’re like most people, you probably don’t relish the idea of making a phone call to pay your credit card bill.

However, sometimes it’s the most convenient option – especially if you’ve forgotten to make a payment and are now facing steep late fees.

Here’s a step-by-step guide to paying your Walmart credit card bill over the phone so that you can get it done quickly and easily.

1. Call (877) 383-4802 – this is the number for Walmart’s automated payment system. When prompted, enter the last 4 digits of your credit card number.

2. Once you’ve entered your credit card information, you’ll be given a menu of options. Choose “make a payment.”

3. The system will then guide you through the payment process. You’ll be asked to enter the amount you want to pay, as well as your bank account information.

4. Once you’ve entered all of the required information, review it carefully to make sure everything is correct. If everything looks good, hit “submit” and your payment will go through.

5. That’s it! You’ve now made a payment on your Walmart credit card over the phone. Wasn’t that easy?

Making a payment on your Walmart credit card doesn’t have to be difficult or time-consuming – you can do it quickly and easily by calling (877) 383-4802 and following the prompts.

Just remember to have your credit card and bank account information handy before you call, and you’ll be all set!

---

How to Make a Walmart Credit Card payment By mail

If you would prefer to mail in a payment for your Walmart Credit Card, simply write a check and include the payment coupon from your monthly statement. Mail both of these items to the address that is printed on the coupon.

The regular mailing address is:

Walmart Credit Card/Capital One Attn: Payment Processing PO Box 71083 Charlotte, NC 28272-1083

The overnight mailing address is:

Capital One Attn: Payment Processing 6125 Lakeview Rd Suite 800 Charlotte, NC 28269

That’s all you need to do to make a payment by mail. Remember to include your payment coupon so that your payment is applied to the correct credit card account.

---

How to Make a Walmart Credit Card Payment In Person

If you already have a Walmart Credit Card, you’ll need to know how to make payments—both in person and by mail. Read on for all the details.

One of the most convenient things about the Walmart Credit Card is that you can make payments at any Walmart location—both in the store and at the customer service desk.

All you need is your credit card and your payment coupon from your statement. If you’re a Sam’s Club member, you can also make Walmart Credit Card payments at any Sam’s Club location.

Here’s a step-by-step guide to making a payment in person:

1. Gather your materials. You’ll need your Walmart Credit Card and your payment coupon from your statement.

2. Find the customer service desk or cashier. In Walmart stores, the customer service desk is usually located near the entrance. Sam’s Club locations, it’s usually located near the Membership Desk.

3. Give the cashier your credit card and payment coupon. The cashier will process your payment and give you a receipt as confirmation.

4. Hang onto your receipt until you receive your next credit card statement. This will serve as proof of your payment should there be any issues down the road.

---

Can I pay my Walmart credit card with a debit card?

You may be wondering if you can use your debit card to pay off your Walmart credit card bill. After all, it’s just another form of plastic, right? The answer is no, you cannot pay your Walmart credit card bill with a debit card.

Why You Can’t Use a Debit Card to Pay Your Walmart Credit Card Bill

There are a few reasons why you can’t use a debit card to pay your Walmart credit card bill. For one, debit cards are linked directly to your bank account. This means that when you purchase with a debit card, the funds for that purchase are transferred directly from your bank account to the merchant.

On the other hand, credit cards are not linked directly to your bank account. Instead, they are linked to a line of credit that has been extended to you by either a bank or another financial institution. When you purchase with a credit card, the funds for that purchase come from the line of credit, not from your bank account.

Another reason why you can’t use a debit card to pay your Walmart credit card bill is that doing so would defeat the purpose of using a credit card in the first place. One of the main benefits of using a credit card is that it allows you to build up your credit history.

This is important because your credit history is one of the factors that lenders will consider when you apply for things like loans and mortgages in the future.

If you always paid your debts on time and in full, you would never allow creditors to report late payments or other negative information to the credit bureaus. As such, using a debit card to pay off your Walmart credit card bill would effectively negate one of the main advantages of having a credit card in the first place.

---

Potential Penalties for a Late Walmart Credit Card Payment

Nobody’s perfect. We all have our human moments where we’re running late or we simply forget. But if you’re the type of person who tends to make late credit card payments, it’s important to know the consequences before it happens.

In this blog post section, we’ll go over some of the potential penalties you may incur if your Walmart credit card payment is late.

Late Payment Fee

The first penalty you may face is a late payment fee. This is a fee that’s charged by your credit card company when you make a payment after the due date. For many cards, the late payment fee is around $30-$40.

However, some cards may charge a higher fee, so it’s always best to check with your card issuer to see what their policy is. If you do end up being charged a late payment fee, it will be reflected on your next statement.

Interest Charges

In addition to a late payment fee, you may also be charged interest on any outstanding balances on your account. The interest rate for most credit cards is around 15-20%. However, if you have a history of making late payments, your card issuer may raise your interest rate to as high as 30%.

That means any future purchases you make on your card will be subject to a much higher rate of interest. And if you have an outstanding balance on your account, the interest charges can quickly add up.

Lower Credit Score

Another consequence of making a late payment is that it can negatively impact your credit score. This is because payment history is one of the factors that go into calculating your credit score.

When you make a late payment, it’s reported to the credit bureaus and that information becomes part of your credit history.

As a result, making a late payment can cause your score to drop by 100 points or more. And the lower your score, the more difficulty you’ll have getting approved for new lines of credit in the future.

While it’s not ideal to make a late payment on your credit card, it isn’t the end of the world if it happens every once in a while. However, if you find that you’re frequently making late payments, it’s important to take steps to change that behavior. ‘

Otherwise, you’ll end up incurring some hefty fees and damaging your credit score in the process.

---

How Quickly Does a Walmart Credit Card Payment Post?

When you make a payment on your Walmart Credit Card, you want to know that it posts as quickly as possible. After all, nobody wants to be carrying around a high balance on their credit card for longer than they have to.

So, how quickly will your payment post after you’ve made it? Keep reading to find out.

How Quickly Does a Walmart Credit Card Payment Post?

A Walmart Credit Card payment will usually be processed within 2 business days. If a payment is made by 8 p.m. ET (Monday-Saturday), it will be processed that same day. Otherwise, it will be processed the following day. There are various ways to make a Walmart Credit Card payment, but online is typically the quickest and most convenient method.

Your payment being processed is reflected in your account when you post. The funds will be available the day after your payment posts, at 8 a.m.

So, if you’re looking to pay down your balance quickly, making an online payment is the way to go. And, you can rest assured knowing that your payment will post within just a few days.

---

Conclusion:

Making payments on your Walmart Credit Card is easy—whether you choose to do it in person or by mail. Just be sure to allow enough time for your payment to arrive if you’re sending it by mail, and hang onto your receipts as proof of payment until you receive your next statement.

That way, you can be confident that your account is always up to date—and that you’re maximizing your rewards!