HDFC Ka-ching Credit Card ?? HDFC Bank and Indigo, the largest company i
n their respective industry, have come together to offer a co-brand credit card to Indians, powered by Mastercard.There are two variants of this credit card 6E Rewards and 6E Rewards XL. This credit card offers 2% -5% on indigo spends. 6E Rewards program is owned, managed, and operated by IndiGo. We will check-in details for both card variants.
Table of Contents
HDFC Ka-ching Credit Card-6E Rewards
Joining and Annual Fees
-
Joining Fees:
Rs. 700+ GST( Now Free) -
Renewal Fees:
Rs. 700+ GST( Now Free)
Welcome Benefits
- Complimentary IndiGo air ticket worth Rs. 1500
- Complimentary 6E Prime add-on membership
It is quite evident that HFDC bank and Indigo compensate the Joining fees by giving welcome benefits worth Rs. 1500. Apart from Airticekts as a welcome benefit, you also get 6E prime membership.
A complimentary 6E Prime add-on is available only for domestic flights. You can use the membership for priority check-in, choice of seat, a complimentary snack combo, quicker baggage claim.
- Members can only use welcome benefits after paying an annual fee
- IndiGo air tickets are valid for six months from the date of issuance.
Benefits-6E Rewards
Travel benefits
- 2.5% 6E Rewards on IndiGo
- Waiver of convenience fee of INR 100 per pax per sector
- 1 6E Rewards = 1 INR
2.5% 6E Rewards are applicable on IndiGo, you will not earn 2.5% rewards points on IndiGo for the group, corporate, SME, and agent bookings.
Other benefits
- 2% 6E Rewards on entertainment, dining, and grocery
- 1% 6E Rewards on all other transactions
- 1% fuel surcharge waiver
- Free three Add-on card for your family members
1% 6E Rewards on dining, entertainment, and grocery, over and above the 1% 6E Rewards on all other transactions, are limited to Rs. 50,000 spends in a billing cycle. You will not get rewards points purchase of fuel, Loading amount in wallets.
Pro Tips: You can also get 1% rewards points on insurance, however there is a transaction cap of Rs. 2,50,000 per billing cycle
Partner benefits

- 5% 6E Rewards on 6E Treats
- 6% 6E Rewards on AVA (IndiGo Airport Merchandise Partner)
- 7% 6E Rewards on Avis
- 10% 6E Rewards on BeU Salon
- 6% 6E Rewards on NetMeds
- Check T & C of the partnered program.
HDFC Ka-ching Credit Card-6E Rewards offer a default rewards rate 1% on all spends that is decent however all rewards points can be used only against Indigo spends.
HDFC Ka-ching Credit Card-6E Rewards XL

Joining and Annual Fees
- Joining Fees: Rs. 2500+ GST
- Renewal Fees: Rs. 2500+ GST
Welcome Benefits
- Complimentary IndiGo air ticket worth Rs. 3000/-
- Complimentary 6E Prime add-on membership
It is quite evident that HFDC bank and Indigo compensate the Joining fees by giving welcome benefits worth Rs. 3000/-. Apart from Airticekts as a welcome benefit, you also get 6E prime membership.
Benefits-6E Rewards XL
Travel benefits
- 5% 6E Rewards on IndiGo
- Waiver of convenience fee of INR 100 per pax per sector
- 1 6E Rewards = 1 INR
- Domestic Airport complementary Lounge access.
2 Complimentary Domestic Airport Lounge access is available every quarter at select airports
Other benefits
- 3% 6E Rewards on entertainment, dining, and grocery
- 2% 6E Rewards on all other transactions
- 1% fuel surcharge waiver
- Free three Add-on card for your family members
- Foreign currency mark-up fee of 2.5%
Partner benefits
- 7% 6E Rewards on 6E Treats
- 10% 6E Rewards on AVA (IndiGo Airport Merchandise Partner)
- 10% 6E Rewards on Avis
- 15% 6E Rewards on BeU Salon
- 8% 6E Rewards on NetMeds
- Check T & C of the partnered program.
6E Rewards HDFC Ka-ching Credit Card XL offers spectacular rewards on entertainment, dining, and grocery. The default reward rate of 2% on all other spends is also a good one.
The 6E Rewards Program

Under the 6E Rewards Program, you can redeem your earned points for booking IndiGo Flight tickets. 1 6E rewards = 1 INR . Rewards points are valid for 24 months from the date of points earned.
Pros and Cons HDFC Bank Ka-Ching 6E Rewards Credit Card
Pros
- Default rewards point 1% and 2%
- Splendid Benefits at partner program
- 1 6E Rewards = 1 INR
- Easy to Get one
Cons
- Rewards can be redeemed only against Indigo
- Airport Lounge access benefits are not available on the Basic variant.
- NO waiver of Joining and Annual Fees
My Credit Card Club Rating and Summary

6E Rewards HDFC Ka-ching Credit Card is undoubtedly a wonderful credit card for frequent travelers. Indigo is the largest airline in the county which also provides fare prices for the flight. 6E rewards program is not a Frequent flyer program like a fantastic Club Vistara frequent flyer program; however, you can get good benefits out of it if you are a frequent flyer without Club Vistara membership.
2.5
Default rewards points of the Basic variant are 1%, which is similar to entry-level credit cards like Citibank Paytm first credit card and Amazon Pay ICICI Bank credit card.
What do you think about this credit card, share in comment box below.