How to get Your Custom Metal Credit Card Now?

Get your own personalized metal credit card today. This step-by-step guide will help you get your custom metal credit card and take advantage of its many benefits.

Are you glimpsing for a way to stand out from the crowd and make a statement with your credit card? Look no further than custom metal credit cards. These cards are stylish, elegant, and perfect for those who want to make a statement.

In this article, we will discuss how to get a custom metal credit card, the different types of metals available, and the benefits of having one. So, if you’re ready to take your credit card game to the next level, read on.

A designer working on a new design using a custom made metal credit card as a sketch pad.

Finding a Third-Party Vendor

Finding a faithful third-party vendor is critical to getting the best custom metal credit card. Reputable companies like Metal-CreditCard com and Lion Card have years of background in creating metal cards and boast strong customer reviews.

According to the Better Business Bureau, both companies have an A+ rating, ensuring that customers get quality service.

To provide you’re selecting the right vendor for your needs, it’s essential to research and compare prices, designs, customer service ratings, and other features between different vendors.

Choosing Your Design

When determining a design for your custom metal credit card, the options are almost boundless. You can choose from sleek metal or 24K gold finishesflags, and logos. You can even work with one of the company’s card designers to create a fully customized metal card.

The metals that can be used for these cards include chrome, silver, stainless steel, and a host of alloys. With these materials, you’ll have no problem finding the perfect look for your card. The right design can make a powerful statement about your style and personality.

Another great feature is that you’ll still get to keep all your credit card features and benefits when converting to metal.

This encloses access to rewards programs, cash-back offers, travel benefits, and more. So you must maintain all of the features you enjoy when getting a custom metal credit card.

If you need help choosing where to start when designing your custom metal credit card, many third-party vendors offer free consultations with their experienced specialists, who can help guide you in the right direction.

They’ll consider what design best suits your personality and lifestyle while ensuring you get the most out of your new card.

Sending Your Card

Sending your card to a third-party vendor for conversion is the next step in getting a custom metal credit card. Before sending your card:

  1. Ensure it is locked or frozen first. This will ensure that no one else can use it and prevent fraud.
  2. Once you have submitted your order, mail your plastic card to the vendor in a secure package.
  3. Include a return address and the payment details, so they know who to bill for their services.

The vendor will transfer the EMV chip and magnetic stripe data from your plastic or debit card onto your new custom metal credit or debit card.

However, note that your new metal version will no longer have the Tap and Pay Function, as the metal material blocks the frequency emitted from the EMV chip.

After shipping off your plastic card, it should take around 2-7 days to receive it back in its new metal form. For international orders, it may take longer to receive the newly converted card.

Creating a New Card

EMV chip and magnetic strip data from your old plastic card will be transferred to the new metal credit card when you convert it. (card information).

However, the Tap and Pay Function of the metal credit card will not work as the metal material blocks the frequency emitted from its EMV chip.

To ensure your card data is safe, lock or freeze your old plastic card before sending it out. The entire process usually takes 2-7 days for domestic orders and can take longer if you send an international order. (It may also depend on seller types)

You can also work with one of their experienced designers to create a fully personalized design for your metal credit card or select pre-made designs.

With this type of service, you can customize everything from colors to logos and flags in a sleek chrome, silver, stainless steel, or 24K gold finish.

Receiving Your Metal Card

Once you have sent your card to the chosen third-party vendor, you can expect to receive your custom metal credit card within 2-7 days.

Your new card will have the same information as your plastic one, including its EMV chip and magnetic stripe data. However, please note that your new metal credit card will no longer have the Tap and Pay Function since the metal blocks the frequency emitted from the EMV chip.

Your custom design will be constructed from high-quality metals by the company to which you send your plastic credit or debit card. These metals include chrome, silver, stainless steel, and various alloys.

You can also choose from basic designs such as flags and logos or work with a professional designer to create an entirely unique look for your new metal card.

When receiving your custom metal credit card, it is crucial to inspect it for any signs of damage or incorrect personalization before using it.

If there are any issues with the card, contact the third-party vendor right away so they can rectify them. Once everything looks good, confidently start using your custom metal credit card!

Issuer-Offered Metal Credit Cards

Issuer-offered metal cards offer all the perks of premium cards, including all the bells and whistles you’d expect. Higher-end issuers such as American Express, Chase, and Citi generally offer these cards and come with high annual fees and great rewards programs.

Most issuer-offered metal cards have exclusive benefits such as concierge services, travel protection, airport lounges access, and priority flight boarding.

In addition, they often come with more significant credit limits than standard plastic cards. However, since these cards are aimed at those with excellent credit histories, it’s essential to make sure that you qualify before applying.

Metal credit cards may also offer higher reward rates than regular plastic cards. For example, the American Express Platinum Card offers 5X points on airfare purchases when booked directly with airlines or through Amex Travel.

In contrast, the Chase Sapphire Reserve offers 3X points on travel purchases worldwide. Some cards also provide additional perks, such as statement credits for eligible purchases or complimentary memberships in exclusive clubs or lounges.

Consider your spending habits and lifestyle preferences when deciding whether an issuer-offered metal credit card fits you.

You can take advantage of all the benefits a premium card provides if you spend enough without going into debt to do so.

Benefits of Having a Custom Metal Credit Card

Having a custom metal credit card has many benefits. For starters, it offers higher security and peace of mind. Metals are more challenging to counterfeit than plastic cards. Hence, a metal card provides extra protection against identity theft.

A custom metal credit card can help you stand out in the eyes of potential creditors and vendors. The sleek finish and unique designs can make you look more professional and show you care for your finances.

It also allows you to customize your card with logos or artwork that reflect your interests or values.

Carrying a custom metal credit card is more convenient than bulky plastic cards. A metal card is made of durable materials like stainless steel or titanium, which won’t bend or break when in your wallet, making it more reliable than a plastic card.

A custom metal credit card can give you access to exclusive services and rewards programs from certain issuers. For example, some issuers offer their metal cardholders complimentary airport lounge access and special discounts at select stores.


Custom metal credit cards are a great way to add refinement and luxury to your financial life. Finding the right third-party vendor, preferring a design, sending the card for conversion, creating a new card, and finally receiving it can all be done quickly and easily.

Many issuers offer metal credit cards with high annual fees but valuable perks. A custom metal credit card provides added security, convenience, and rewards opportunities.

Dhiraj Jha is a personal finance and credit card expert dedicated to providing valuable insights and advice on budgeting, saving, investing, and debt management.

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