4 Best Credit Union Credit Cards for Balance Transfers: Find the Right One for You

If you’re looking for the Best Credit Union Credit Cards for Balance Transfer, you’ve come to the right place. In this blog post, we will discuss some of the best offers available from credit unions across the country.

We’ll also talk about what to look for when choosing a balance transfer card, and how to make the most of your new card. So if you’re ready to save money on interest payments and get your debt under control, keep reading!

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The Best Credit Union Credit Cards for Balance Transfer available right now

Here are some of the best credit union balance transfer offers currently available:

#1. PenFed Credit Union Gold Visa Card

The PenFed Credit Union Gold Visa Card is a great choice for those with good or excellent credit who are looking for a balance transfer card with a 0% APR period.

The card offers 0% APR on balance transfers for 15 months, and there is no annual fee. The regular APR is 7.49% – 17.99% Variable, and there is no penalty APR. The card also comes with a 3% balance transfer fee.

The offer is valid until September 30, 2022.

Overall, the PenFed Credit Union Gold Visa Card is a great choice for those who are looking for a balance transfer card with a 0% APR period and no annual fee.

Features and Benefits:

• 0% APR on balance transfers for 15 months
• No annual fee
• Regular APR is 07.49% – 17.99% Variable
• Comes with a 3% balance transfer fee

#2. PenFed Power Cash Rewards Visa Signature® Card

The PenFed Power Cash Rewards Visa Signature® Card is one of the best credit cards for a balance transfer. With a 0% APR for 12 months and a 3% balance transfer fee, it’s a great option for those looking to transfer their balance.

Plus, with a $100 bonus offer and no annual fees, it’s a great choice for those looking to save on their credit card costs.

Additionally, the PenFed Power Cash Rewards Visa Signature card offers 2% cash back on all purchases for PenFed Honors Advantage Members and 1.5% cash back on all purchases made with the card.

This makes it an excellent choice for those looking to earn cash back on their credit card spending.

Feature and Benefits:

• 0% APR on balance transfers for 12 months
• $100 bonus offer
• No annual fees
• Earns cash back on all purchases made with the card.

Read More: 5 Best Credit Card with the Longest Balance Transfer

#3. Choice Rewards World Mastercard

The Choice Rewards World Mastercard is an excellent choice for those looking for a balance transfer card with a low APR. With a 0.00% intro APR on balance transfers for 12 billing cycles, it’s a great way to save on interest and pay down your debt quickly.

Additionally, there is no annual fee, so you can keep your costs low. This card also offers a generous rewards program, earning 20,000 bonus points when you spend $3,000 in the first 60 days.

You’ll earn 2 points per $1 spent on groceries, gas, electronics, and other select purchases, and 1 point per $1 spent on all other purchases.

Points can be redeemed for travel, merchandise, gift cards, cash back, and more. Whether you’re looking to transfer a balance or earn rewards, the Choice Rewards World Mastercard is a great option.

Feature and Benefits:

• 0.00% intro APR on balance transfers for 12 billing cycles
• No annual fee
• Generous rewards program
• Earns 20,000 bonus points when you spend $3000 in the first 60 days.

#4. Navy Federal Credit Union More Rewards American Express Credit Card

Navy Federal Credit Union® offers one of the best credit cards for balance transfers. With an introductory APR of 1.99% on purchases for 12 months, it’s a great way to save on interest and pay down your balances.

And with 3X points at restaurants and supermarkets, you can earn rewards quickly. There’s no annual fee or balance transfer fee, and no foreign transaction fees either.

So if you’re looking for a great credit card for balance transfers, Navy Federal Credit Union® is a great option.

Feature and Benefits:

• 0% APR on balance transfers for 12 months
• No annual fee or balance transfer fee
• No foreign transaction fees
• Generous rewards program
• Earning points quickly at restaurants and supermarkets.

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Bottomline

There are a lot of great credit union credit cards for balance transfers. It’s important to compare offers and find the right card for you. Be sure to read the terms and conditions before you apply, so you know what you’re getting into.

Best of luck!