Credit Cards 101

There are many reasons to use your credit card. Some people are under the mistaken impression that it is always better to pay with cash or a debit card. This is not necessarily true. Credit cards have several advantages over other forms of payment. In this blog post, we will … Read more

Credit card or cash, which to use? It can be confusing when you’re out and about and trying to make a purchase.  How many times have you been in this situation: you’re out shopping and spot something you want, but aren’t sure if you should whip out the credit card … Read more

Debit card vs credit card, which is better? The answer may depend on your spending habits and needs. Do you ever find yourself wondering, “Should I use my debit card or credit card for this purchase?” If so, you’re not alone. Many people find themselves asking this question every time … Read more

There are many Credit Card Misconceptions. Some people think that they are a waste of money, while others think that they are the key to financial freedom. In this blog post, we will debunk 18 common credit card myths and set the record straight! Myth #1 – Closing a credit … Read more

There is a lot of confusion about whether or not you can write off credit card fees. Can individuals deduct personal credit card fees from their taxes? What about businesses? Are credit card interest payments tax deductible? In this article, we will clear up the confusion and help you understand … Read more

When you apply for a new credit card, one of the most important factors that the issuer considers is your credit limit. How does the company decide how much credit to give you? This process is called underwriting, and it’s a critical step in determining whether or not you will … Read more

You’ve heard that you need a credit card to build your credit, but you don’t know “How to use a credit card to build your credit“. Using a credit card is one of the best ways to build your credit score. If you’re new to using credit cards, here are … Read more

If you’re like most people, you probably have at least one credit card. But do you really understand “How does the credit card work?”. In this comprehensive guide, we will break down the inner workings of credit cards and explain everything from interest rates to annual fees. We’ll also dispel … Read more

It’s hard to imagine a world without credit cards. They’ve become such an integral part of our lives – and our economy – that it’s hard to remember a time before they existed. But believe it or not, the history of the credit card goes back more than 150 years! … Read more