You cannot get a credit card under 18 without parental consent. The Fair Credit Reporting Act (FCRA) prohibits credit card companies from issuing credit cards to anyone under the age of 18. This is because minors are not considered able …
Many low-income individuals and families struggle with their finances every month, making it challenging to establish a good credit score or save for their future. Fortunately, credit cards can often provide a financially responsible solution to their struggles, allowing them …
When it comes to making everyday purchases, many people are torn between using cash, debit cards, or credit cards. Each payment method has its own advantages and disadvantages. To help you decide which is the best option for your needs, …
Are you planning a trip and trying to decide whether to purchase airline Credit Card Travel Insurance Vs. Separate Travel Insurance or use your credit card’s travel insurance policy? With so many options available, it can be difficult to determine …
Discover the most common credit card mistakes college students make and how to avoid them. Learn from mistakes so you don’t have to repeat them. With the widespread availability of credit cards, it is essential for college students to be …
Are you an avid credit card user? If so, there are some important Credit Card Terms in a Cardholder Agreement that you should be aware of. Knowing these key terms can help you to better understand the ins and outs …
A Temporary Credit Card is a credit or debit card number that is generated for temporary, one-time use. These numbers can be used for online purchases where a physical card is not present, such as when shopping online or making reservations. …
Find out what the credit card APRs or interest rate is, and why it is so high. Learn how to minimize the interest you will pay on your purchases. Have you ever looked at your credit card statement and seen a …
We’ve put together a list of credit card benefits you might not have known about. If you are like most Americans, you’re probably using your credit cards for everyday spending, and rewards points aren’t at the top of your mind. …
There are a lot of things to consider when you’re trying to decide which is best for your wallet – a credit card or personal line of credit. Both have their pros and cons, and it’s important to understand the …
