How to Get a Credit Balance Refund on Your Apple Card?

Have you been trying hard to figure out how to get a credit balance refund on your apple card? This article will show you all the simple steps in


Ever make a mistake when paying your credit card bill and end up overpaying? It happens to the best of us. But did you know that you may be eligible for a refund for that overpayment? I

If you have an Apple Card, and you’ve paid more than your total balance due, you can request a credit balance refund. Here’s everything you need to know about how to get one.

What is a credit balance refund?

A credit balance refund is simply a refund of the overpayment on your credit card bill. So, if you accidentally paid $100 when your bill was only for $50, you would be eligible for a $50 credit balance refund. To request a refund, you’ll need to contact customer service for your credit card issuer.

How to request an Apple Card credit balance refund on your Apple Card?

There are a few different ways that you can request a credit balance refund from Apple such as by phone and by mail.

Let’s discuss both methods:

By Phone:

If you want to request a credit balance refund by phone, you can call Apple Card customer service at 1-877-255-5923. When you call, be sure to have your Apple ID and account number handy so that the representative can pull up your account information.


If you prefer to request your refund by mail, you can do so by sending a letter to Apple Card Customer Service. In your letter, be sure to include your name, address, and phone number. You’ll also need to include your Apple ID and account number so that the representative can process your refund.

Once your letter is received, a customer service representative will review your account and process your refund. You can expect to receive your refund within 2-3 weeks.

Below is the address of where to send your letter:

Apple Card Customer Service

6112 P.O. Box 7247 Philadelphia

PA 19170-6112.

What if I don’t receive my credit balance refund?

If you don’t receive your credit balance refund within 2-3 weeks, you should contact Apple Card customer service to follow up. They will be able to tell you the status of your refund and help resolve any issues.

Is it compulsory to request a credit balance refund?

No, it’s not compulsory to request a credit balance refund. You can leave the overpayment on your account as a credit that will be applied to future purchases. However, if you would like the refund now, you can follow the steps above to request one.

Marcus by Goldman Sachs is required to offer you a refund if you maintain a negative credit balance for six months.


Requesting a credit balance refund on your Apple Card is a simple process that can be done either by phone or email. If you have any questions about your specific situation, customer service will be happy to help out. Remember, if you’ve overpaid on your bill, you may be entitled to a refund—so don’t hesitate to ask!

Hope this article was helpful. If you have any further questions, feel free to reach out to us. We’re always happy to help!

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