Can You Add An Authorized User Without A Social Security Number?

Adding an authorized user to your credit card accountan authorized user to your credit card without their social security number or checking account.

Adding an authorized user to your credit card account can be a helpful way to build or rebuild your credit history. But if you want to add someone who doesn’t have a Social Security number, you might be wondering if that’s even possible.

Some credit card companies will allow you to add an authorized user without needing that individual’s Social Security Number. All you might need in some cases is their name, birthday, and address. Although, requirements can differ depending on the credit card company, so it’s crucial to check with the issuer before adding an authorized user.

We have compiled a list of credit card companies that don’t require a Social Security number when adding an authorized user. You can use this information to help you choose the right credit card for your needs and avoid any potential problems down the road.

Can You Add An Authorized User Without A Social Security Number
Can You Add An Authorized User Without A Social Security Number

Credit Card issuers that don’t require a Social Security number:

Capital One

If you’re looking for credit card issuers that don’t require a social security number to add an authorized user, look no further than Capital One. All they need is the person’s name, birthday, and phone number.

However, if you want to add an account manager, who has increased access and the ability to manage the account login themselves, then a social security number is required. But for your average authorized user, Capital One has got you covered. It’s just one more way they make it easy for customers to manage their credit cards.

Capital One authorized user without SSN
Capital One authorized user without SSN

So if you’ve been worried about adding someone without a social security number, consider giving Capital One a try. Their simple process will ensure your loved ones have access to your account without the hassle.

Discover Bank

Discover is one of the leading companies that offer this option – all they require is the person’s name, birthday, and address. It’s always important to keep your personal information secure, and with this option from Discover, you can feel confident in adding someone to your account without sacrificing your privacy.

So if you’re looking for a way to share the benefits of your credit card with a loved one without giving out sensitive information, make sure to check out Discover’s no-SSN authorized user option.

Citibank Bank

Citibank is another credit card issuer that doesn’t require a social security number when adding an authorized user. All they need is the person’s name, birthday, and address.

This makes it easy to add someone to your account without having to worry about them getting access to your personal information. It’s also a great way to help build or rebuild your credit history if you’re just starting out.

So if you’re in the market for a new credit card, be sure to check out Citibank’s no-SSN option. It could be just what you’re looking for.

Chase Bank

Chase Bank offers the ability to add an authorized user to your credit card account without requiring a social security number. This can be a great way to help build credit for someone who doesn’t have a credit history or is working to improve their credit score.

To add an authorized user without a social security number, you will need to provide some basic information about the authorized user. This includes their name, date of birth, and address. You will also need to indicate your relationship to the authorized user.

Once you have all the necessary information, you can add an authorized user to your Chase credit card account by calling customer service or by logging in to your account online.

Barclaycard

Barclay card allows you to add an authorized user without a social security number. This can be helpful if you have a family member or friend who doesn’t have a social security number but would like to add them as an authorized user on your account.

You will need to provide their name, birthday, address, relationship to the primary card member, and citizenship status when adding them as an authorized user.

Once the user is added, they will be able to make purchases on your account and help you earn rewards. They will also be responsible for their own purchases and will need to make timely payments.

So, we have seen that there are many options available if you want to add an authorized user without a social security number. All you need to do is provide some basic information about the person you want to add, and the credit card issuer will take care of the rest.

Conclusion

To Sum it up, we have seen that there are many options available if you want to add an authorized user without a social security number. All you need to do is provide some basic information about the person you want to add, and the credit card issuer will take care of the rest.

Each bank has its own specific requirements but typically all that is needed is the person’s name, birthday, and address. Adding an authorized user can be a great way to help build credit for someone who doesn’t have a credit history or is working to improve their credit score. It’s also a convenient way to share the benefits of your credit card with a loved one without giving out sensitive information.

Do have any other questions? Please let us know in the comments below. And don’t forget to share this article with your friends if you found it helpful!

About Author

Dhiraj Jha
Dhiraj Jha
As a personal finance and credit cards expert, I provide valuable insights and advice on budgeting, saving, investing, and debt management. I am also an expert on credit card rewards programs and help readers make informed decisions about which cards are right for them. My goal is to help people improve their financial literacy and make better financial choices.