How to Apply for an AARP Credit Card |Easily & Safely

 Learn how to apply for an AARP Credit Card quickly and safely. Our step-by-step guide will give you all the information you need to submit your application and begin enjoying the associated benefits and rewards.


Are you interested in applying for an AARP Credit Card? It’s easy to do and safe too! Applying is conveniently done online, but you can also do it over the Phone at (866) 419-0836.

Make sure you have the slightest good Credit (700+) for approval.

Keep reading to learn more about quickly and safely applying for an AARP Credit Card.



A woman sits in her bedroom thinking Apply for an AARP Credit Card
A woman sits in her bedroom

 What is an AARP Credit Card? 

An AARP Credit Card is a credit card issued by Barclays Bank Delaware (Barclays) according to a license from Mastercard International. This card is specifically designed for American Association of Retired Persons (AARP) customers.

The AARP Credit Card provides exclusive rewards and benefits, such as cash back on purchases, discounts on hotels and car rentals, and even travel insurance. 

 How to Apply for an AARP Credit Card 

You have several options if you consider applying for an AARP credit card. You can apply online, by Phone, or in person.

In this section, we will discuss these options in detail so that you can make the best decision for your financial needs. 

 Easily and Safely Online 

Applying for an AARP Credit Card is easy and safe to do online. You must choose “Apply Now” and fill out the application form with your personal information and financial details.

You will then need to agree to the terms and conditions before clicking “Submit” at the bottom of the credit card application page.

Before submitting, ensure all information provided is accurate, as it will determine if you are approved.

Once you submit, you should receive a response within minutes about whether or not your application was approved. If you were not approved immediately, don’t worry.

An AARP representative may still process your application. 

How to apply Via Phone?

To apply for the AARP Credit Card, you can do so via Phone. To start, you need to call (866) 419-0836.

Once connected to a customer service representative, you will be asked to provide personal information, such as your name, address, and phone number. 

After providing this information, you will need proof of identity and other financial information such as income and credit history.

The customer service representative will then be able to discuss the terms and conditions of the credit card and process your application over the phone.

You may receive approved or denied status within a few minutes, depending on your credit score. 

Requirements for Approval (Good Credit – 700+) 

To apply for an AARP Credit Card, you must meet specific requirements for approval. Generally, having good Credit (700+ on the FICO Scale) is a must.

However, this is one of many factors when applying for a card. Lenders may also consider your income, debt-to-income ratio, and how long you’ve had a credit history.

The more positive factors you have going for you, the better your chances of being approved.

It’s important to understand that not all lenders use the same criteria when evaluating applications, so it might be beneficial to shop around to find the best deal available.

Read through all terms and conditions and compare various offers before applying. Good luck!

Conclusion 

By now, you should know the steps to apply for an AARP Credit Card safely and quickly. If you choose to use online, ensure that your internet connection is secure and that the website you visit is legitimate.

To apply via Phone, call the AARP Credit Card customer service line and follow their instructions. Before submitting your application, double-check to ensure all your information is accurate.

Once your application has been sent off, you can expect a response within 7-10 business days. Applying for a credit card may seem intimidating, but with the proper preparation and guidance, it’s easy.


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About Author

Dhiraj Jha
Dhiraj Jha
As a personal finance and credit cards expert, I provide valuable insights and advice on budgeting, saving, investing, and debt management. I am also an expert on credit card rewards programs and help readers make informed decisions about which cards are right for them. My goal is to help people improve their financial literacy and make better financial choices.

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