Amazon Pay ICICI Bank Credit Card Review

Amazon Pay ICICI Bank credit card is a co-sponsored credit card issued by ICICI Bank. This was launched in association with Amazon Pay (Ind

ia) Private Limited, and VISA. This is a lifetime free creditcard with no joining fees or renewal fees and with an Amazing 5% saving on Amazon spends for prime members customers.

Table of Contents

  1. Charges
  2. Benefits and Features
  3. Other Benefits
  4. How to apply
  5. Pros & Cons
  6. FAQ


  • Joining Fees/Renewal Fees.  NIL
  • Welcome Gift:                          NIL

There no charges at all, so do need to worry about renewal fees.

Benefits and Features

  • 5% Cashback Back: Spends on Amazon for Amazon Prime members.
  • 3% Cashback Back: Spends on Amazon for non-prime members.
  • 2% Cashback back: 100+ Amazon Pay partner merchants by using this card on Amazon Pay 
  • 1% Cashback: All other payments
  1. No expiry date for your earnings
  2. Unlimited Earning
  3. All rewards will be posted as Amazon Pay balance.
  4. Earnings can be used for purchasing 10 crore + products at Amazon. in and at 100+ partner merchants.
  5. All cashback will be posted in Amazon Pay Balances in the Next Statement.

Other Benefits

Culinary Treats

  • 15% savings on dining bills at over 2,500 restaurants across India through Culinary Treats Programme.
  • For more information, please visit
  • Please present your card while settling the bill to avail of the applicable discount.
  • You can also download the ICICI Bank Culinary Treats mobile app from Apple iStore or Google Play Store.
  • No cost EMI of 3 or 6 months.

Fuel Surcharge Waiver

  • A complete waiver of 1% on fuel surcharge every time you refuel.

How to apply

Amazon Pay ICICI Bank Credit card can be applied form Amazon App, after giving some information in-app like PAN card and Address details, a credit card is instantly digitally generated for ready to use. All credit card application process is fully digital, Normally a physical credit card will be delivered to your given address within 7 Days. Application is open for ICICI and Non-ICICI customers. Check details here

The card is currently available in select Indian cities only

Limited Period offer

Any Amazon customer who applied for the credit-card between 1st Feb 2019 and 30th June 2020 and is approved for the Card, will receive an Amazon Gift Card worth INR 500/- as a prime member and other customers get INR 400/- redeemable as Amazon Pay balance associated with their Amazon. in accounts.

Pros & Cons


  • Amazing 5% cashback
  • No Limit of cashback
  • Easy to use
  • Direct cashback No need to redeem.


  • No rewards for purchasing gold and EMI transactions
  • Amazon Prime membership of 5% cashback (Rs.999 Annually)
My Credit Card Club Rating and Summary
Amazon Pay ICICI Bank credit card

Noting more Say. Its best beginner-level credit card in 2020. through this credit can you can easily save up to 5% on Amazon.

Editor's Rating:

Update: Axis Bank has launched a new credit card – Axis Bank Ace Credit card that is giving 5% cashback on even utility Bill also.

Do you have an Amazon Pay ICICI Bank Credit card, or planning to apply for one? Share your thought in the comments below.


What is Amazon Pay ICICI Bank Credit Card?

Amazon Pay ICICI Bank credit card is a co-sponsored credit card issued by ICICI Bank, Amazon Pay (India) Private Limited, and VISA. This is a lifetime free creditcard with no joining fees or renewal fees and with Amazing 5% saving on Amazon spends for prime customers.

Where can I use Amazon pay Icici credit card?

Amazon Pay ICICI Credit Card is powered by VISA and is globally accepted at all POS terminals and ATMs.

Does the Amazon pay Icici credit card to have a separate credit limit?

Yes, Amazon Pay ICICI credit card has its own independent credit limit irrespective of the other existing credit cards. But the credit limit would be the same

Can Amazon pay credit card to be used anywhere?

Yes. Amazon Pay Credit card can be used on every transaction anywhere online or offline. Not only you can use it on Amazon India, but it can also be used on Flipkart, Snapdeal, Paytm, Myntra and every other shopping website across India

ICICI bank amazon pays credit card lounge access ??

NO . do have lounges access.

How to apply for Amazon Pay Credit Card?

Amazon Pay ICICI Bank Credit Card issued by ICICI Bank in association with Amazon and Visa. This is a lifetime free Credit Card with no joining and renewal fees, which lets you earn casbackback for every purchase, both on and off, in the form of Amazon Pay Balance.

What are the charges for using amazon pay credit card?

There is no joining fee and no annual fee on amazon pay credit card.

How much is 1 reward point for amazon pay icici bank credit card worth?

Amazon Pay ICICI Bank credit card do offer rewards points, its only give cashback.

Amazon Pay ICICI Bank Credit Card status

This card status can be check from Amazon pay App or ICICI Bank Credit card application. Go to official website of ICICI Bank, put application no, you will get application status of your card.

2 thoughts on “Amazon Pay ICICI Bank Credit Card Review”

  1. I don’t know what is the big benefit of Amazon pay ICICI credit card but the application procees is a harrasing process. I have applied for the card once and submitted documents 10 times,called customer care 6 times then the result is my application declined. I thought they are giving me pention instead of credit card??. Flipkart Axis bank credit card is the best. Applied once and received the card. Flipkart credit card Rewards are far better.


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