No one likes getting hit with late fees, especially when they could have been avoided in the first place. If you’re an Amazon.com Credit Card holder, you may be wondering if there’s a late fee associated with the card.
The answer is yes—but there are ways to avoid it. Here’s everything you need to know about the Amazon.com Credit Card late fee.
What is the Amazon.com Credit Card Late Fee?
The Amazon.com Credit Card has a late fee of up to $39. However, the CARD Act of 2009 protects cardholders from late fees that exceed the minimum payment amount. So, if your minimum payment is $15 and you’re charged a $39 late fee, you’ll only have to pay $15.
How to Avoid Late Fees on Your Amazon Credit Card
If you accidentally make a late payment or miss your due date, you can call customer service and ask for a waiver. In some cases, they may waive the fee for you. However, that’s not guaranteed, your fee waiver application may be denied.
To avoid late fees altogether, set up automatic payments for your Amazon Credit Card. That way, you’ll never have to worry about making a late payment again. You can do this by logging in to your Amazon Credit Card account and going to the “Payments” section. From there, you can set up automatic
To avoid getting hit with late fees in the future, make sure to pay at least your minimum required payment each month, or set up autopay so you never have to worry about missing a payment again.
Late fees are no fun, but they’re unfortunately a reality for many credit card holders. If you have an Amazon.com Credit Card, you may be wondering if there’s a late fee associated with the card—and if so, how much it is.
The answer is yes—the Amazon.com Credit Card has a late fee of up to $39—but there are ways to avoid it.
So long as you make at least your minimum required payment each month or set up autopay, you should be able to steer clear of any pesky late fees in the future.