Mr. Sharma is a foodie, and he mostly orders online food from Online apps such as Swiggy and Zomato. He always has an issue about which credit card he should use for top-up to be good at both apps, so today, Mr. Sharma set out on the journey of finding a credit card that would suit his needs best.
If you are like Mr. Sharma and are looking for a credit card that can be used for top-ups on Swiggy and Zomato, then you have come to the right place. This post will list the five best credit cards for Swiggy and Zomato.
What is Zomato?
Zomato is one of the most popular online food apps in India. It’s a restaurant discovery site where you can find details about restaurants, menus, photos, and reviews. You can search for restaurants by location or cuisine type to find something that suits your cravings.
Zamato’s name is derived from “zoom” and “mato.” Zoom in on food, get all the details.
What is Swiggy?
Swiggy is one of India’s leading online food delivery platforms. In August 2014, Sriharsha Majety, Rahul Jain, and Nandan Reddy founded it. Swig guy’s delivery service is currently available in about 40 cities across India.
Swiggy delivers food from over 15,000 restaurants in India.
The Best Credit Cards for Swiggy and Zomato
Now that we know a little bit about Swiggy and Zomato let’s look at the best credit cards for using these apps.
The Best Credit Cards for Swiggy and Zomato:
(1). Axis Bank My Zone Credit Card
The Axis Bank My Zone Credit Card is a great option for Swiggy users. This card offers a 40% discount on all online food orders, which is a great incentive to use this card for Swiggy. You need to use code AXIS40 to get the discount.
The card also offers many other benefits, such as fuel surcharge waivers, free movie tickets, and dining discounts. So if you are looking for a credit card that gives you great benefits for Swiggy orders, then the Axis Bank My Zone Credit Card is a great option.
Here is a summary of the features of Axis Bank’s My Zone Credit Card:
- Get a 40% discount on all online food orders with code AXIS40
- Fuel surcharge waivers at petrol pumps across India
- Free movie tickets every month worth Rs. 200
- Dining discounts at over 250 restaurants across India.
- Sony live Premium Annual Subscription valued Rs.999
Apart from the above benefits, there are some limitations also with this card. Firstly, there is an Rs.500 annual fee for the card, which isn’t ideal if you are looking for everyday spend credit cards that don’t charge fees every year.
In addition to that, the 40% discount on Swiggy orders will be valid only four times per month, so while it’s a good incentive to use this card for online foods, it’s not as great as some of the other cards on this list.
If you are looking for a credit card that offers great benefits for Swiggy orders and comes with an annual fee, then the Axis Bank My Zone Credit Card is a good option.
(2). RBL Bank Zomato Edition Credit Card
The RBL Bank Zomato Edition Credit Card is another great option for Zomato users. This card offers a 10% cashback on all food orders made through Zomato, which is a great incentive to use this card for your Zomato orders.
In addition to the discount, the card also offers 2 % cashback on any Online spending, which is great for everyday spending. In this comparison, Flipkart Axis Bank Credit card 1.5% Cashback on all spending.
Here are the key features of the RBL Bank Zomato Edition Credit Card:
- 10% Value cashback on all food orders made through Zomato
- 2% cashback on any online spending.
- 1% cashback on all other spends
- 10% cashback on all spending as Birthday Benefit.
- Rs.2,000 cashback if you spends Rs.5 lakh or above in the previous year as milestone benefits.
- And on top of the above benefits, they also offer Lounge Access for domestic and international travel.
Zomato Edition credit card is a good option if you are looking for a card that offers cashback on all your Zomato orders.
Suppose you are looking for a card that offers cashback on Zomato orders and comes with other valuable benefits. In that case, the Zomato Edition Credit Card is a good option.
There are, however, certain restrictions with this card. RBL Bank credit cards are intended for frequent diners, so if you aren’t a regular Zomato user, this may not be the best card for you.
Additionally, there is also a non-waiver annual fee of Rs.1500 associated with this card, another downside.
Suppose you are looking for a credit card that offers cashback on Zomato orders and comes with an annual fee. In that case, the RBL Bank Zomato Edition Credit Card is a good option.
(3). RBL Bank Zomato Classic Credit Card
The RBL Bank Zomato Classic Credit Card is another variant of the Zomato credit card from RBL Bank, and it’s a great option for Zomato users. This card offers similar cashback as discussed above, but some difference is that the cashback is restricted to only Zomato orders.
If you are looking for a card that offers good benefits and comes with an annual fee, then the RBL Bank Zomato Classic Credit Card is a good option.
(4). Axis ACE Credit Card
Axis Bank ACE Credit card is one of the best credit cards available in the market. The card comes with a host of features and benefits, which are as follows:
- 4% cashback on Ola, Swiggy, Zomato
- 5% cashback on bill payment, mobile recharge using Google pay and DTH
- 2% cashback on any other spends
The card also comes with many other benefits such as access to airport lounges, fuel surcharge waiver, etc.
Suppose you are looking for a credit card that offers great benefits across spendsHowever, the best benefits for Zomato and Swiggy. In that case, you will get 4% cashback on Swiggy and Zomato. You can read the detailed review of the card here.
(5). Axis Bank Flipkart Credit Card
Axis Bank Flipkart Credit card offer is 4% cashback on Swiggy.
The Flipkart credit card is a great option for Swiggy users who are also big shoppers on Flipkart. Also, there are no annual fees associated with this card.
Suppose you are looking for a credit card that offers great benefits across spending. In that case, the Axis Bank Flipkart Credit Card is a good option. Here of the main features of the Axis Bank Flipkart Credit Card:
- 5% cashback on Flipkart, Myntra and 2GUD
- 4% Cashback on Preferred Merchant Like Cute. fit, Swiggy, PVR, Uber
- 1.5% on All other merchants
You can read in detail about the card here.
The decision between which credit card to get can be hard, but hopefully, this article has helped you make a more informed choice.
What are your thoughts? Is there something we missed that should have made a list? Let us know in the comments below!